DownPay: Track Debt & Savings 4+

Pay off debt & savings tracker

Life Utility Apps, LLC

Designed for iPad

    • 5.0 • 12 Ratings
    • Free
    • Offers In-App Purchases



Pay off debt & savings tracker

Introducing DownPay: Your Ultimate Debt Management and Financial Planning App

DownPay now offers a robust Debt Manager, transforming the way you handle and visualize your financial obligations. It’s designed not only to track your savings but to manage and strategize your debt repayment across various types of debts, making it an essential tool for financial empowerment.

Key Features:

1. Advanced Debt Manager:
- Manage all types of debt in one place, including credit cards, student loans, auto loans, and mortgages.
- Easily add and track debts, view detailed progress reports, and plan repayment with a user-friendly interface.

2. Enhanced Savings Tracker:
- Set and track savings goals for major purchases such as a downpayment on a house or a new car, with the ability to link savings to specific financial targets.
- Monitor various funding sources and see how close you are to reaching your goals through a visual, intuitive dashboard.

3. Asset-Linked Debts:
- Link each debt to specific assets like vehicles, real estate, or educational degrees for a comprehensive view of your financial commitments.
- This unique feature allows you to see the real impact of your debts on the assets they are financing, enhancing your financial planning capabilities.

4. Learning & Financial Tools:
- Dive into over 80 finance-related topics to enhance your financial literacy.
- Utilize embedded calculators for emergency funds, converting hourly wages to salary, compound interest estimations, and more to assist in your financial decision-making.

Why Choose DownPay?

DownPay is tailored for those seeking clarity and control over their debts and financial goals. With our new Debt Manager and expanded savings functionalities, managing various debts and financial targets becomes as straightforward as planning your savings. Whether you're aiming to reduce debt, save for future investments, or understand the financial implications of your decisions, DownPay is your go-to app for navigating your financial landscape.

Empower your financial journey with DownPay today!

Please see the Terms of Use (EULA) at this link:

Our Privacy Policy is located here:

What’s New

Version 1.6.2

What's New in DownPay Version 1.6.2:

Enhanced Savings Management:
- We've overhauled the Savings feature to support a wide variety of savings goals, including Emergency Funds, new Vehicles, Vacations, Home Renovations, Events, Celebrations, and more.

UI Enhancements:
- Adjusted the layout and colors of certain UI elements for a cleaner look.
- Advertisements are now more clearly distinguished with a top and bottom "Advertisement" border to enhance user experience.
- Enhanced UI elements for iPad users, making them larger and easier to interact with.

Functionality Improvements:
- Increased the free limit for Savings from 1 to 2.
- Added "In a grace period" status for debts, providing more flexibility in managing payments.
- Real Estate Property entries no longer require an address, simplifying the addition process.
- Most form fields now display a required or optional indicator to guide you during data entry.
- Currency Customization: You can now change the currency used throughout the app, aligning with our global release in all App Store international markets.

Bug Fixes and Stability Improvements:
- Fixed a typo in Buy Now, Pay Later Installments.
- Resolved a crash issue when viewing Savings.
- Addressed various bugs, including a crash on Mac when accessing Settings, enhancing overall app stability.

Explore these new features and improvements as we continue to make DownPay your go-to app for managing finances seamlessly and effectively.

Ratings and Reviews

5.0 out of 5
12 Ratings

12 Ratings

Lindurnet ,

Great app for paying down debt

This app is very intuitive and easy to navigate. I appreciate how much thought went into creating it. The customizable icons are a nice touch and make it feel more personalized. I like being able to visually see my debt and the minimum amount I need to pay off on a monthly basis. The other tools offered such as the emergency fund and rent affordability calculator are also very helpful. I would recommend this app to my friends and family!

Developer Response ,

Thank you for writing such a thoughtful review. We’re thrilled to hear that you find DownPay intuitive and easy to navigate, our goal was to make the user interface simple and easy. We love that you enjoyed the customizable icons! Enhancing the experience and making the app more personalized is one of our main goals. If you have any more feedback or need assistance, please feel free to contact us. Thank you for choosing DownPay!

ChristIsLordAndKing ,

Well Polished Finance App!

I’ve downloaded and used numerous finance apps over the years. I have to say that I was amazed at the level of detail, conveniences and well thought out design that went into making this app. I have been gearing up to pay down some of my debt and it’s like the developer knew exactly what I was looking for as far as features to help me do so.
Highly recommend getting the Pro version. The price is a steal for the amount of features you get.

Developer Response ,

Thank you so much for your review! We’re thrilled to hear that DownPay has met your financial management needs. Our team is passionate about creating a tool that not only simplifies debt management but also provides meaningful features to help users like you achieve their financial goals. We appreciate your recommendation and are glad you find the Pro version valuable. Please feel free to reach out if you have any suggestions or need support.

norawoods7 ,

Simple yet Effective

Everything I need in a budget app. Simple, easy to customize, and doesn’t track my banking and credit file like these other data mining apps do. It’s the perfect addition to my excel spreadsheet to better visualize the numbers.

App Privacy

The developer, Life Utility Apps, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

Peblla Pay
Maoney App