This is a third party platform that is not affiliated with any institution you plan on paying. As such, your payments will have fees applied by Doxo even when most of your normal institutions do not if you paid them directly. Some institutions may never receive your payments as they do not recognize Doxo as a valid payment renderer causing your to have to pay your intended institution directly anyway and fight a losing battle with Doxo to get your payment through them back.
Also many of your payments will not be rendered to your desired institution timely, despite advertising as otherwise. This could lead to you receiving additional late notices and calls for late payments and added late fees as well as potential placement with a collections agency or late payment notifications to the credit bureaus resulting in negative marks on your credit that will not go away for 5+ years hampering your ability to get lower interest rates on credit cards and loans, reduce your max limits, or flat out preventing the ability to get one at all.
DO NOT USE DOXO or any other third party payer.
Avoid this app and its website and pay your institutions directly. Refer to the company’s statements for the proper payment website.
REPEAT.... DO NOT USE DOXO!
Hi DJ Gravity,
Thank you for your feedback. We understand your concern about fees and encourage everyone to find the payment options that work best for them. To clarify your point about delivery timing: doxo tells users what date their payment will be delivered before the user completes the payment.
We also appreciate and share your concern for financial health. doxo allows users to pay all their bills online through a single, secure account--simplifying the bill-pay process, saving time, and granting users greater ease with their digital finances. doxo also offers a subscription service, doxoPLUS, that gives users access to five bill-pay protections that guard their financial health, including late-fee protection, overdraft protection and credit protection. doxo also provides free email bill-pay reminders for all users (not just doxoPLUS subscribers).
If you have questions about any of this, we’re happy to help! Please reach out to our Customer Care team at https://support.doxo.com--they're available on live chat.
Best,
Lisa