You’re in control of your auto insurance discount with Drive Safe & Save. Get a discount of about 5 percent just for signing up! Then at your next renewal, we’ll tailor your rate based on how you drive.
How it works
• Record your driving habits using your smartphone, along with a free Bluetooth beacon we ship to you
• Review your trips on interactive maps featuring alerts for rapid acceleration, fast cornering and hard braking
• Get tips on how to improve your driving scores based on key driving characteristics
• Trips record automatically - No need to log in or manually start the app each time you drive
We heard your feedback! Here’s what you’ll find in the latest version:
• Improvements to simplify the initial vehicle setup process
• Additional feedback on our interactive maps regarding phone use
(Phone use feedback isn’t used to calculate your discount, but we hope you use it to help make yourself a safer driver)
• Updates to fix an issue that previously made it difficult to log in with and change a temporary password
• Various bug fixes
Ratings and Reviews
This app is crap
This whole thing is so absurd and ridiculous. This thing penalizes you when using your maps, forget letting your kid use your phone when driving you’ll get penalized for phone use whenever you’re not using your phone. I can do 35 every where I go and it will have random spots that I know the posted speed limit is 45 and I’m supposedly speeding. If you let someone else drive you get penalized because of their driving errors. Seriously left my phone in my pocket and got a 1 star for phone use. Good idea terrible technology. All to save 15 to twenty bucks. No real incentive to invite this technology that clearly has no idea about human interaction. Oh yeah don’t avoid an accident by slowing down to quick because some doofus pulls out in front of you, you’ll get deducted points for braking too hard...it’s like they’d rather you cream the imbecile instead of driving defensively. The only positive reviews are from people that work for State Farm which in itself should be illegal. I have near perfect driving record and still have a good score in the app but the benefits do not outweigh the cost of downloading this app. Wouldnt be so bad if the phone penalty actually was from negligent use of a phone while driving. But it’s not. It’s anytime the phone moves around in your pocket or falls in the floor guess what phone usage, that’s a penalty! Now your score suffers.
Much better than previous version - still more needing to be done
While I can certainly understand the issue some may have with the new ways of the “grading” with the update there are many more positives that outweigh the minor issues. I am a big fan of the fact that I will be able to easily track my mileage on business related trips when it comes time to do my taxes again as I spend a lot of miles on the road with my profession. The idea of my grade being hurt by using my phone while driving has helped reverse what was once a bad habit of mine. With that being said, it is unfortunate that I can be punished for phone use when my significant other is using the phone to find music, etc. Overall, I am very pleased with the upgrade and look forward to seeing the smaller improvements to come. One suggestion would be giving the user the option to either label a trip after it has been recorded or choose the nature of the trip before it starts such as “work related” to help with the tracking of total miles for those of us who use our business miles for tax deduction purposes.
I like the app and it has made me more aware of my driving habits...particularly speeding and hard braking. I pay more attention knowing this, and it is a welcome change from the previous version of the app.
However, it is inconsistent on many levels.
My route from work to home oftentimes shows I took a different route than the one I know I drove.
Sometimes a trip from A to B won’t be recognized, but a trip from B to A will, even though the settings on the app and my phone are identical on both legs of the trip...(probably more of a gps issue and not an app issue).
I have multiple cars on this app, and even when I am a passenger in my second vehicle, it affects my score when in that vehicle that is on the policy and app.
There should be an option when riding as a passenger to identify that. The app should really only record the driver’s data, and not mine just because I am in the car, affecting my score and discount. I haven’t found a setting to toggle this without turning off Bluetooth while traveling as a passenger.
Overall, I think the app is good, and it helps me maintain awareness of my driving habits every morning and evening. I love the map feature, even though it is sometimes not accurate .
My driving score is a 96, and I think it would be higher had the app not recorded trips in my second vehicle, which I wasn’t driving.
Minus the above concerns, this as an app is a great tool to monitor your driving habits, and is definitely a recommendation.
- State Farm Mutual Automobile Insurance Company
- 70.9 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- This app may use your location even when it isn't open, which can decrease battery life.
- © Copyright, State Farm Mutual Automobile Insurance Company, 2019
With Family Sharing set up, up to six family members can use this app.