iPhone Screenshots


EarlySalary is India's 1st Instant Loan App.

Avail an instant loan ranging from ₹ 3,000 to ₹ 2 Lakh on the app and we will transfer cash to your bank account in just 10 minutes.

No credit history required, no prepayment charges and very low-interest rates!

First-time instant loan & personal loan applicants we’ve got your back too! EarlySalary makes use of a proprietary algorithm and formulates a ‘SocialWorth’ score (SW score) to provide the best experience to users in need of instant cash loans. All salaried individuals with a salary of Rs.18,000 & above can avail an instant cash loan by downloading the EarlySalary App now!

Key Features
• Instant loans up to ₹ 2 lakh
• Cash transfer to your bank account in minutes
• Flexible repayment tenure up to 12 months
• No prepayment charges, pay interest only on the amount used
• Advance salary loans at 24%-30% p.a. translating to 2% - 2.5% a month

Why Early Salary is different from any other Loan App?
-Over 10 million app downloads.
- Over 1 million instant loans disbursed.
- Over ₹ 1850 Cr+ in loan amounts already disbursed, largest number of loans given in India.
- Approved loan amount can be used to shop on Amazon, Flipkart,MakeMyTrip & more.
- Loan approved and disbursed in 10 minutes
- Apply for a personal loan through the app and pay back through the app

Unique Benefits of the EarlySalary App

Instant Salary Advance - Get salary advance up to ₹ 2, 00,000 starting at just ₹ 9/day. Pay only for the no. of days you use the money.

Shop - Use your EarlySalary limit to shop at Amazon, Flipkart and pay in EMIs at ZERO extra cost

Travel Now Pay Later - Use your EarlySalary limit to book your travel on MakeMytrip and pay in zero cost 3 EMIs & affordable 6 EMIs.

Education Fees on EMI - Pay your kids school fees or your skill upgradation fees on EMI

Eligibility Criteria
Indian citizen
Salaried Individuals
Above the age of 18
Minimum take home salary per month
- ₹ 18k - Bangalore, Chennai, Delhi NCR, Hyderabad & Secunderabad, Kolkata, Mumbai, Pune
- ₹ 15k - Other cities

Documents Required
EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
1. Selfie
2. PAN card
3. Address ID proof
4. Aadhar card
5. Bank statement

How EarlySalary Works?
Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app and verify your mobile number.
2. Upload a few basic details and documents on this quick loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes, subject to documentation

Operational Cities
Our personal loan app currently provides instant cash loans in the following cities

●Delhi, NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)
●Mumbai (Mumbai, Navi Mumbai, Thane), Pune
●Hyderabad & Secunderabad
●Chennai & Coimbatore
●Bangalore, Mangalore, Mysore
●Gujarat: Ahmedabad
● Kolkata
●Visakhapatnam (Vizag)

Security & Protection of Privacy
Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.

Download our instant personal loan app now!

What’s New

Version 5.8

1. Salary advance becomes easier with our newly launch product Salary Card. The online application of Salary Card becomes quicker and easier.
2. Smart Repay option becomes smarter with our enhanced technology which enables you to upload NACH form and get instant disbursal of your Personal Loan.
3. Instant Loan experience enhanced with our new optimized build.
4. We have extended our Cash Loan reach to other pin codes too to provide better service to Corporates we have tied up with.
5. We constantly hear our customers and on their demand Disbursement Dashboard becomes easier to understand.

Ratings and Reviews

1.8 out of 5
38 Ratings

38 Ratings

iHimV ,

Harassing App

I wanted to check my limit and filled in the details. Ever since i have been getting automated calls everyday to take loan. I talked with some contact person and asked to stop the calls still no results.

Eduardo906 ,

Not surprised

After reading the reviews, I also didn’t get the OTP PIN number. “Sent” and never received.

ChnaDoll0718 ,


It would be nice to inform those that are able to download this app, this is NOT for US. Just saying


Social Worth Technologies Private Limited
59.6 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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