Eco — Take Your Cash Back 4+

Better than a bank

Eco Inc

    • 4.7 • 69 Ratings
    • Free

iPhone Screenshots


Eco has one goal: to make your money work for you.

Eco is not a bank, checking account, or credit card. Instead, it’s one simple balance that lets you spend, send, save, and make money—all in one place.

Earn up to 5% APY rewards on your balance, plus Eco Points—the world’s first open rewards currency. And earn even more Points whenever and wherever you spend your money by using your Eco Card and Eco Bill Pay.

Plus, earn 5% cash back at Amazon, Uber, Doordash, and more on in-app purchases.

For the first time, visualize the past, present, and future value of your money with the Eco helix.

The old money model no longer works. It’s time for Smart Money that lets you

What’s New

Version 6.0

We're always making changes and improvements to Eco. To make sure you don't miss a thing, just keep your Updates turned on.

Ratings and Reviews

4.7 out of 5
69 Ratings

69 Ratings

amybordeaux ,

Is this for real!

Just downloaded this today after a friend was raving about it. It’s super simple: you get 2.5% interest on any money you deposit in it, and get 5% cash back when you spend money in the app. If you refer 5 friends your interest goes up to 5 PERCENT! Compare that to your bank account! Crazy! Icing on the cake: you also get Eco Points for all your purchases, 2.5 per $ spent. Not sure what you can do with these right now, but I’m sure they will be worth something soon enough.

Whammydawg ,

10/10 - would give this 10 stars if I could!

I've been paying the majority of my expenses through Eco. It's super easy to use and i'm earning a better APY on my money.

It makes sense to pay for my day2day expenses through Eco instead of my Wells Fargo checking (which earns no rewards)

Excited to see where I can spend my Eco Points!

Jeff_Lewis ,

The BEST savings/spending app!

Love this app! It provides me with more money — for both saving and spending — than anything else I’ve been able to find... High APY and max cash back at Amazon/DoorDash/Uber+UberEats — that’s the vast majority of my monthly discretionary spend!

The app is a little clunky, but it absolutely does the job and I assume will improve over time.

App Privacy

The developer, Eco Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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