iPhone Screenshots


Meet Eco — earn 5% back when you spend and 2.5% on your balance.

This may sound too good to be true, but it’s not. Because Eco is something new.

It’s not a checking account — because you earn 2.5% on your balance (and up to 5% when you refer friends). That’s 200 times what the big banks pay you.

It’s not a credit card — because every time you spend at your favorite merchants you get 5% back, instead of 1% back from most cards.

Eco replaces both, passing the savings back and putting your money to work for you. And soon, Eco will reward you every time you pay your bills, enabling you to manage all your everyday finances in one place.

What’s New

Version 0.1.23

Various updates and bug fixes

Ratings and Reviews

5.0 out of 5
30 Ratings

30 Ratings

amybordeaux ,

Is this for real!

Just downloaded this today after a friend was raving about it. It’s super simple: you get 2.5% interest on any money you deposit in it, and get 5% cash back when you spend money in the app. If you refer 5 friends your interest goes up to 5 PERCENT! Compare that to your bank account! Crazy! Icing on the cake: you also get Eco Points for all your purchases, 2.5 per $ spent. Not sure what you can do with these right now, but I’m sure they will be worth something soon enough.

Jeff_Lewis ,

The BEST savings/spending app!

Love this app! It provides me with more money — for both saving and spending — than anything else I’ve been able to find... High APY and max cash back at Amazon/DoorDash/Uber+UberEats — that’s the vast majority of my monthly discretionary spend!

The app is a little clunky, but it absolutely does the job and I assume will improve over time.

Justin Bassey ,

Eco Is A Must Have

If you care about maximizing your money, you need to be on Eco. Their team is legit, and getting an interest rate 10x better than my Marcus account is amazing! Plus 5% cash back on spending!

I plan on putting more money in here when I can pay my rent and other bills with the app!

App Privacy

The developer, Eco Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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