
Elekto
Find the best card
Only for iPhone
Free · In‑App Purchases
iPhone
Elekto is your personal credit card assistant powered by on-device Apple Intelligence. Get smart recommendations for which card to use based on where you are or what you're buying.
HOW IT WORKS
Share your location or describe what you're buying — flights, groceries, gas — and Elekto tells you which credit card to use for the best rewards. All analysis happens entirely on your iPhone. Nothing leaves your device.
MANAGE YOUR CARDS
Add your credit cards with custom rewards descriptions. Organize them with drag-and-drop and custom colors. Export and import your card data with .elekto files for easy backup and sharing.
PRIVACY FIRST
- 100% on-device AI — no cloud servers, no tracking
- Location accessed only when you ask, never stored
- Never collects card numbers, CVVs, or account details
- All card data stays on your iPhone
Elekto is free with no paywall. Every feature is available without paying. You may have up to 5 cards for free. Subscriptions are available to allow the use of more. Optional tips support continued development.
Requires iPhone 15 Pro or later with Apple Intelligence enabled.
Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
The developer, Jeremy Beker, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jeremy Beker
- Size
- 2 MB
- Category
- Finance
- Compatibility
Requires iOS 26.2 or later.
- iPhone
Requires iOS 26.2 or later.
- Languages
- English
- Age Rating
16+
- 16+
- In-App Purchases
Yes
- Elite Member $4.99
- Gold Tip $4.99
- Rewards Member $0.99
- Silver Tip $0.99
- Platinum Tip $9.99
- Copyright
- © 2026
