Envie: Envelope Challenge 4+

Fun digital daily savings

Southern Bancorp

Designed for iPhone

    • 4.3 • 18 Ratings
    • Free

iPhone Screenshots


Saving money can be hard, but no one said it shouldn’t be fun! Meet Envie, the new digital envelope challenge. Envie makes saving easy by bringing the envelope challenge to your phone. When you play Envie, your money is transferred to a secure, FDIC insured envelope.

Start the 100 day challenge today and save to invest in yourself. Play the game daily and after 100 days, you will have completed your challenge and your money will be securely transferred to your linked bank account.

Whether you want to save for an upcoming vacation, a gift for yourself, or just for fun, this is the game for you! Envie was built for people who want to start saving, but don’t know where to start.
We want to show you how rewarding it can be to build your savings. Envie makes it possible!

Not only is Envie FREE, but there are also freebies in the app. Envie will reward you with Goldies. When you land on a Goldie on the game board, we will pay for your savings that day. Don't see a Goldie? Keep saving and playing to earn one!
We want to reward you for saving, so Goldies are given after a 30 day streak or when you finish a 100 day challenge and start a new game.

The Envelope Challenge
The envelope challenge is traditionally done with physical envelopes and money. To participate in the challenge, you would get 100 envelopes, write a dollar amount on each envelope, and randomly draw one daily to put away money.
Not only is this time consuming, but it’s easy to forget to withdraw money or put money into an envelope for that day.
We wanted to take the hassle out of the envelope challenge, so we made Envie!

How Envie Works
Envie is a savings game that follows the rules of the envelope challenge. The challenge is 100 days and you will be able to save daily.
Go into the app daily and play! Hit the button and land on an amount for the day. After you land on the dollar amount you’ll be saving, confirm the transfer from your linked bank account. Your money will be automatically transferred to Envie.
In less than 30 seconds daily, save your pocket change and before you know it you’ve saved for your goals!

Envie Envelopes
Envie is powered by Southern Bancorp Bank, member of FDIC. When you transfer money from your linked bank account to Envie, your money is secure. Throughout the challenge, your money is kept in a Savings Vault. Keep track of the amount of the money saved in the Progress tab.
At the end of the challenge, transfer the money you’ve saved into your linked bank account.
If for any reason you need to withdraw the savings you’ve built in Envie, you can transfer the amount and it will be deposited into your linked bank account.

Envie is powered by Southern Bancorp Bank, Member FDIC.

What’s New

Version 1.3.1

Are we having fun yet?!

Good news for this build... once you finish your challenge and start a new one, you will unlock a Goldie!

We made a few other updates to make the experience better for you and of course we squashed some bugs.

Play. Save. Repeat.

Ratings and Reviews

4.3 out of 5
18 Ratings

18 Ratings

Ls-0-1 ,

Saved my goal

When I started using this app, I liked that you can visually see your current saving and what you have left to save. Then, I found out about the “Goldie” and loved it! I saved $550 and got to use some of that for a birthday present. I’m definitely using this to save for Christmas.

banklady2020 ,

Amazing money saving app!

This really showed me how easy it is to save money if you stick to doing something routinely! And the Goldie is a GREAT incentive to get that 30 day streak! Once you get the streak, it’s really become a habit at that point! I’m working on my second challenge now!

FrugalfortheFuture ,

This was actually fun!

I used to do this manually and often ran into never having cash to fill my envelopes. They did a great job making this a fun game and convenient to help me save!

App Privacy

The developer, Southern Bancorp, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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