Envie: Play. Save. Repeat‪.‬ 4+

A 100-Day Savings Challenge

Southern Bancorp

Designed for iPad

    • 4.2 • 31 Ratings
    • Free



Envie is the easy, fun, and secure way to save your money.

Envie is an app that turns saving your own money into a game, making it easier than ever to stick with and accomplish your financial goals! You play to set aside a small amount of money each day for your 100-Day Challenge. Once your Challenge is complete, simply transfer all your savings back to your bank account!

Once you link your bank, you can pick your Challenge (savings goal), and start playing. To play, you tap “GO” and an envelope with random dollar amounts will bounce around your screen until you tap “STOP.” Your envelope will land on a random dollar amount, and you can then transfer that amount from your bank account to Envie.

Repeat this process for 100 days, and you’ll have saved whatever Challenge level you chose in the beginning!

Envie now has five savings Challenge levels: $350, $550, $1000, $2500, and $5050. Each Challenge level has its own threshold for your daily savings amount:
• $350 Challenge – Save between $1 to $7 per day.
• $550 Challenge – Save between $1 to $10 per day.
• $1000 Challenge – Save between $1 to $19 per day.
• $2500 Challenge – Save between $1 to $49 per day.
• $5050 Challenge – Save between $1 to $100 per day.

Each Challenge is set up to where daily gameplay results in you accomplishing your savings goal in exactly 100 days. (Don’t worry though: there are no penalties for taking a break!)

With daily gameplay, you can build your savings streak (and good money habits)! Once you’ve hit a 30-day streak, you will unlock a Goldie. A Goldie is a golden envelope that will appear on your board; when you land on it, Envie will pay your savings amount that day! (For example, if you land on a $10 Goldie, Envie will add $10 to your savings pool!)

Envie is entirely free to use, from start to finish. It’s free to download and free to use. There are no fees to transfer your savings back to your bank, whether you complete your Challenge or would like to end it early. (We’re here to help you SAVE money, not waste it on random fees!)

People have long used envelopes to save money, and Envie is simply the digital manifestation of the viral #EnvelopeChallenge. This is where you get 100 envelopes and label them 1-100 and put them in a box. Each day, you pull out an envelope and put in whatever amount of cash corresponds to the number. (For example, pulling a #33 envelope means putting in $33 in cash.)

By the end of 100 days/envelopes, you’ll have saved $5050. This is a great concept, but we wanted to make it easier and more accessible! So, we turned the #EnvelopeChallenge into an app, added four more Challenge goals, and created incentives to help you stick with it!

There are a ton of money-related apps out there and we understand it can be hard to tell what’s legit. Your financial safety and security are a major priority of ours. Envie was created by TeamWALT, the innovation division of Southern Bancorp (Member FDIC).

Southern Bancorp is a trusted financial institution with a mission to be Wealth Builders for Everyone. TeamWALT’s goal is to scale that mission across the US through the creation of innovative financial apps that help people build their wealth. To learn more about Southern Bancorp, visit banksouthern.com. To learn more about TeamWALT, visit teamwalt.com.


Envie is more than just a savings app – it's a community of like-minded people who believe in the power of small habits. Join us on Instagram (@savewithenvie) and Tiktok (@savewithenvie) for even more fun and savings inspiration! You can also visit savewithenvie.com for more details!

What are you waiting for? Download Envie now and make saving a part of your daily routine!

What’s New

Version 1.8.41

We have enhanced Envie in several areas!
- Envie now has a pre-onboarding carousel to give you more information about Envie, complete with some fancy new animations.
- Our Onboarding SMS and Email Verification features have been enhanced.

Ratings and Reviews

4.2 out of 5
31 Ratings

31 Ratings

banklady2020 ,

Amazing money saving app!

This really showed me how easy it is to save money if you stick to doing something routinely! And the Goldie is a GREAT incentive to get that 30 day streak! Once you get the streak, it’s really become a habit at that point! I’m working on my second challenge now!

BronyRamsey ,

Legit Way To Save Money

This is not a scam. You can get your funds just by saving some money onto your envelope. Just note that if you play Envie, it will deduct your funds from your bank onto Envie. Just play, save, repeat.

Developer Response ,

That's correct! Envie is a FUN way to save your money! Saving money is hard, so we are happy to provide a way to make it just a little easier. Thanks so much for trusting Envie and for your review.

FrugalfortheFuture ,

This was actually fun!

I used to do this manually and often ran into never having cash to fill my envelopes. They did a great job making this a fun game and convenient to help me save!

App Privacy

The developer, Southern Bancorp, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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