Envy: Envelope Budget Planner 4+

Just what I needed!!

My wife and I spent months looking for a budgeting platform or application. We ended up just using Quickbooks Pro (2021). However, we don’t use it correctly because we do the envelope system through their software which isn’t designed for that. It forces us to create new “banks” and it can be very time consuming and tedious to balance the budget. I’ve tried Every Dollar as well, but it left a lot to be desired. Needless to say, this app is literally perfect for what we were looking for. The only con that I have with this app is that there is no login system. If I were able to create an account and share it with my wife, we could both view our budget from each of our cell phones. Overall, for $5 you get a lifetime access to this software, and that’s beyond generous and helpful. Most companies want you to pay a recurring fee. If you’re struggling with money and need some organization in your life, get this app. In the words of Dave Ramsey, “you are the boss of your budget when you make the budget, but after that, the budget is the boss of you.”

Developer Response ,

Wow! Thank you so much for the review! So great to hear it’s helped you on your financial journey!

Jon

Good but could be a bit better!

Hello! Just writing to say I love a lot about the app, such as the ability to add memos to the deductions and the dollar amount at the top. However, I have been noticing some things that I really wish were different. One is that there is nowhere to see what your original total was. I think it would be really helpful to see how much I would be spending per month if I spent everything in each envelope. Perhaps at the top if it was not just the amount left, but something like original amount/amount left, that would help with budgeting a lot. I was able to see the original amount before the month started, but then I realized I needed to add more envelopes, and couldn’t remember how much the total would be.
Also, I wish there was a way to save each month rather than just deleting or resetting. That would help with tracking trends as well.
What also has been bugging me a lot is that editing in this app is really hard. I have a really hard time with changing the amount in the envelope after I have created the envelope. Sometimes I realize I should have accounted for something else or want to divide one envelope into two, and most of the time I just end up starting over. I feel this could be made much easier.

What I was looking for!

I just wanted an envelope system, not to add my bank account, credit card, etc. Definitely didn’t need it in the cloud! Also didn’t want all the updates. I just see how I am doing overall budget wise and where spending is out of hand. This is perfect, plus no ads! So far worth the extra $5 to upgrade and I like the color coordination of envelopes.

Suggestions: be able to sort envelopes via color (this may be available just haven’t found it yet—maybe directions under settings?) and have cents available for envelope deposits.