Enzo Wealth 4+

This is money designed for you

Enzo Technologies, LLC

    • 3.3 • 58 Ratings
    • Free

iPhone Screenshots


This is money designed for you. Enzo offers a rewards checking account and a Visa debit card.

- 4.03% on your Enzo Deposit Account Balance with no caps
- Earn 1% cashback on Everything Else *
- Fee-free withdrawals at any in-network ATM nationwide **
- FDIC-insured up to $250,000

*Eligible accounts that meet the minimum monthly balance / direct deposit requirements can earn 10% cashback on Uber, 5% on DoorDash, 2% on rent or mortgage payments, and 1% on everything else, limited to $20 per calendar month and $150 per calendar year. Once the monthly and/or annual limits have been reached, you will continue to earn 0.25% on all of your card spend. The maximum total cashback you can earn in a calendar year is $2,500.

*Cashback on rent or mortgage payments is limited to one transaction per month. Enzo reserves the right to request additional documentation providing proof that the payments are bona fide rent or mortgage payments if it suspects unusual activity. Terms are subject to change. Cashback will be credited to your account the following month for qualifying transactions made the previous month.

*See our Terms of Service for complete details and eligibility requirements.

**Although Enzo does not charge any ATM fees, you may be charged a fee by the operator of an out-of-network ATM. To avoid operator fees, use one of over 55,000 in-network ATMs included within the AllPoint network.

Terms are subject to change. Cashback will be credited to your account the following month for qualifying transactions made the previous month.

Annual Percentage Yield of 4.03% is effective as of 12/15/2022. This is a variable rate and may change after the account is opened.

Enzo is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Enzo Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What’s New

Version 1.41.1

Mobile Check Deposits are here!

This release allows you to deposit paper checks through the app. Bug fixes, and performance improvements were also made.

Featuring a 4.03% APY on any balance with no requirements. Annual Percentage Yield of 4.03% is effective as of 12/15/2022. This is a variable rate and may change after the account is opened.

Remember to invite your friends to Enzo!

Ratings and Reviews

3.3 out of 5
58 Ratings

58 Ratings

stkowqpsbtbiwnzbtje ,


Sometimes the app works; sometimes, it doesn't. Getting someone to answer your email at Enzo is impossible. Once, my app wouldn't work, and I needed to transfer money to another account. I tried contacting them,they never responded. How can I trust you with my money if when I need help transferring funds, you go MIA?

A lot of things changed along the way. For instance: They advertised receiving 2% cashback if you used their card to make rent or mortgage payments. They then changed it and capped it at $20 a month and only $150 a year. Considering the average cost of living, you're lucky if you can take advantage of this 7 out of the 12 months. This feature as a whole is going away UNLESS you qualify for premium cashback. To receive premium cashback, you need to share at least 5 transactions on social media. Why would I do that? Who does that?? I understand this is a new bank, but the constant changes being made is not for me.

They do offer an above-average APY. While this is an intriguing feature, due to the lack of communication, I can't trust the bank enough to let my money sit in my account.

Developer Response ,

We apologize for failing to live up to your expectations - we are constantly working to improve the experience.

pdhigginsrn ,

Need CEO Contacts

I’m faced with complete fiction. For more than a week I could not top up my account - my transactions simply disappeared. Then I wrote to the support address and a woman named Julie wrote that my account was suspected of fraud (although it was my first transaction I can’t know about it) and I had to send a bank statement (!) I did it and then she wrote that I should send a selfie with my ID (!!) I did it too and then she wrote that I should call a non-working number and leave a message for my identification (!!!) She did not respond to my anger and request to give the contacts of the higher management for the complaint. Then I called ( the number really didn’t work ! ) and left a message about everything. Then I wrote and asked if she had received the message and she said that she had heard it and the check would continue. Then I laughed and realized that she is is simply insane. Therefore, either this is a scam, or you simply have an insane employee working and you don’t know about it. I ask you to write direct CEO contacts to discuss this situation, since only this woman answers by the only mail and phone and she apparently thinks she can do what she wants and no one will know about it. I think she deserves to be fired.

Developer Response ,

We apologize for your experience. We aspire to do better. You can email our CEO at jeremy@joinenzo.com and we will look into this.

johnny32188 ,

My new Go-to

Enzo is my new go-to banking option. They offer the most competitive APY I’ve see (currently over 4%) with no fees or requirements, plus they offer great features like budgeting envelopes, 2 day ach transfers, and cashback on debit purchases. With the new mobile check deposits feature they have pretty much checked all my boxes for online banking. I’d like to see them expand on the envelopes and add features like custom envelopes and auto-tagging transactions. In any case I recommend Enzo if you’re looking for a great alternative to your brick-and-mortar bank.

App Privacy

The developer, Enzo Technologies, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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