The Essential Federal Credit Union Mobile App allows you the power to access your account information on your mobile device at any time and from anywhere! Once you download the Essential FCU mobile app, you simply login using the same credentials you have for Online Banking. The Essential FCU app gives you the ability to:

• Check balances
• View your transaction history
• Transfer funds
• Pay bills
• Pay or transfer money to friends and family in your device contacts
• Deposit checks
• Find ATMs and branches quickly and easily.

Download the convenient Essential FCU Mobile App today!

What’s New


-Enhanced customization for feature icons
-Improved accessibility in BillPay
-Resolved the scrolling issue on iPad
-Dropped support for OS 12.x

Ratings and Reviews

4.8 out of 5
2.3K Ratings

2.3K Ratings

Allyson70744 ,

Great app over all

Love how I have access to all my accounts on the app. I just wish it had more features like the web page does like seeing the graph of your spending. Also it would be nice to be able to put in that your traveling or lost your card. Other than that awesome app!

South of BR ,

IPhone X support

Great App when I was using my old iPhone with fingerprint login. Pain with my iPhone X as it lacks Facial ID. Needs updating as all iPhones from iPhone X and on won't have a fingerprint button.

TurkesaShalon ,

Credit card

I’d like to see my credit card Payment reflected more quickly on the app. Once you’ve paid it sometimes it will still say Pay $20 or whatever the minimum amount is. It takes quite a few days to be updated.

App Privacy

The developer, Essential Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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