Expense Keep: Envelope Budget 4+

Savings Tracker Bill Manager

Tayson Nguyen

Designed for iPhone

    • 4.3 • 1.5K Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health.

Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries.

"This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app."
"I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!"
"All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps."
"This app is the only budget app that I could find which works well with a zero-based budget."
"This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes."
"This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)."
"Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible."
"This app is helping me feel in much more control of my finances."
"This app is fantastic. Don't know how i ever managed without it."
"Awesome app. Easy to use. Quick to set up and quick to input transactions."
"Have tried a number of apps to track expenses, and this one has everything I've been looking for."

Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups.


+ Add/Edit/Delete accounts.
+ Set starting balance.
+ Organize your money into separate accounts.
+ View current balance of each account.

Expenses and Incomes
+ Add/Edit/Delete entries for expenses and incomes.
+ Create custom expense categories.
+ Assign expenses/incomes to an account.
+ Set a date and note for each entry.
+ Select a category for expenses.

+ Add/Edit/Delete transfers.
+ Transfer money from one account to another.
+ Helps you stay on budget when you overspend in one account.

Recurring Entries
+ Add/Edit/Delete recurring entries that get automatically entered.
+ Setup recurring expenses/incomes/transfers for each account.
+ Set repeat cycles of daily, weekly, biweekly, monthly and more.
+ Set a start date and end date for recurring expenses.
+ Or set recurring expenses to be ongoing with no end date.

Monthly History
+ View all entries for current month.
+ Go back and see previous months' entries.
+ Go to future months and add entries ahead of time.

Cash Flow
+ See how much you earned/spent for the month.
+ Cash flow bar chart helps you spend less than you earn.

Expense Chart
+ Pie chart shows your expenses broken down into categories.
+ See where all your money is going.
+ Filter pie chart to show only the accounts you select.

+ CSV export

+ Passcode lock feature

More features coming soon!

Have questions, requests, or feedback?
Send them to info@expensekeep.com

If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!

What’s New

Version 24.2

• bug fixes

Ratings and Reviews

4.3 out of 5
1.5K Ratings

1.5K Ratings

Amara Amara ,

2 years in..

Going on 2 years since I’ve downloaded this Expense Keep and I’ve slowly became obsessed with tracking my expenses and budgeting. Similar to the other budget apps, they allow you to manually input your expenses and incomes (as well as set up reoccurring expenses and incomes), shows you a chart and breakdown of what you’re spending, and allows you to set up multiple “accounts” to track your expenses for the accounts that you personally have. But what I like more about Expense Keep is the ease of use. I’ve tried Fugdet, Mint, and the other free budget apps, and they were too confusing to use and either wouldn’t let you put expenses in manually or as a reoccurrence.

Couple of downsides. The other apps had a way for you to set a budget for each category you choose and monitor how much you are spending in those categories. Expense Keep does not do that. Also, some apps allow you to put in all of your expected expenses and incomes for the future and see where you’re finances would be towards the end of the month (or next month), this app doesn’t do that as well. Lastly, other apps that I’ve tried includes a monthly calendar that shows your scheduled bills and paychecks. Expense Keep doesn’t have that either.

Still some areas of growth, but overall, Expense Keep is easier to use and has a much cleaner look (which makes it better to budget)

Staplesque ,

Pretty good

This app is pretty simple to use and serves all basic budgeting needs. You can create multiple "accounts," which I use as if they were envelopes of cash that I'm allowed to spend for each category, but you could also use them to signify actual bank accounts. The process of adding a regular paycheck, bills, and money you've spent or received is all very easy. Only problems I've run into are: 1. No ability to create a recurring paycheck on customized dates TWICE a month (the only semi-monthly option is 1st and 15th) and 2. It is difficult to find how to manually set an account to a certain amount if you've made a mistake or something. Also, there's no way I've found to reset your "unallocated" funds to a specific amount (or to zero). Otherwise, though, it's very nice because you aren't limited to a certain number of accounts or spending categories, and there's no registration required to set it up (as far as I remember). It's a good, basic app for keeping track of a simple budget and spending.

EthanDevInChina ,

More features needed

Overall a solid start. The app does what I want for manually tracking expenses. Saves me a hell of a time coding my own.

I wish I could change the currency symbol. Im in China so it looks like I paid $1,800 USD for rent this month when actually given the currency exchange rate it is more like $270. As well the default colors for the pie chart aren’t my favorite.

No errors for me yet and the app is fast so I can easily add purchases right after making them. Really good design. Just open the app and hit the plus button.

Overall, I feel it is just missed some added customization. Money is a very personal matter for many, I think this app could improve a great deal by adding more personalization.

I would go for the premium version if it had some of these other options for customization, but for now I don’t think the packaged features are worth it. The free version works very well and the premium version doesn’t add anything that I would want.

Also I think the accounts setup is a little funny and out of place. It requires you manually add in your account balances. I could see that as more fitting for a financial tool like Mint, but it seems out of place for this app. It is an expense tracker, but that aspect makes it seem more like a budget/balance checking tool.

I know a lot of hard work went into making this and it is exactly what I was looking for. I hope you all are continuing to develop and add more features.

App Privacy

The developer, Tayson Nguyen, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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