Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™. You’ll get the extra credit you deserve with the utility and cell phone bills you’re already paying.
See what's helping or hurting your FICO® Score, learn how your credit report impacts your score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur.
Plus, take advantage of Experian CreditMatch™ to find better credit cards and apply with confidence thanks to matches based on your FICO® Score.
FREE FICO® SCORE*
Track your FICO Score and see which financial behaviors are helping or hurting.
Automatically updates every 30 days upon sign-in.
FREE CREDIT REPORT
Better understand the kind of information lenders see – like credit accounts, inquiries and public records.
Automatically updates every 30 days upon sign-in.
Connect your accounts to increase your FICO® Score instantly.
Look better to lenders and save money by qualifying for better rates and offers.
See credit card matches based on your FICO® Score.
Compare your best options and make your choice.
CREDIT MONITORING & ALERTS
Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.
Push notifications send alerts directly to your device.
Easily see a breakdown of your accounts.
Use the Credit Summary wheel to see the five key elements that make up your FICO® Score.
Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app.
Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We’re now the leading provider of credit data and services with credit information on approximately 220 million U.S. consumers and more than 1.5 petabytes of data. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, working with non-profit and public education leaders across the country.
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree
*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more please visit: https://www.experian.com
**Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.
***Offers are not available in all states. To learn more please visit: https://www.creditmatch.com
• Bug fixes and other minor improvements
Ratings and Reviews
Easy to use & it’s a free app
Easy to use and it’s a free app. I understand nothing is for free (they sell our info to 3rd parties) yet those 3rd parties, ie... banks, credit card companies already have our info so no harm to fowl. I just want to see my score when I want since we are using the snowball method of paying off our debt, this app lets me see the positive benefits of paying it down, highest interest rate card first is the plan. After the subprime market crash we relied too heavily on cards to keep our business afloat. We didn't lose our home, business is intact yet credit card debt needs to be addressed head on. We have tons of home equity yet with such a high income to debt ratio & both of us Independent contractors we cant qualify for a refi & cant get zero interest transfer cards to approve us, frustrating. YET. I do wish I could see all three credit scores which is a extra cost but not paying for anything we don't need until we can refi. Its a catch 22 situation but happy this app is available. I say try it!
Horrible customer service!!
I called the fraud dept number listed regarding hard inquiries from someone applying for credit cards/credit in my name and it being put on my credit report multiple times even after I have a fraud alert. Well, when I called, they said the wait is 15 minutes. I waited on hold 40 minutes while being subjected to the same recording over and over about signing up with their fraud protection service. The lady said she could not help me and would have to transfer me to the fraud dept. I said I do not want to be on hold again for another 40 min. She said it would be only 15 minutes. Finally, when the lady came on phone after 22 minutes, she said sorry we wre closed. I said I had been waiting an hour and the previous lady or your message said nothing about about being closed after waiting so long. The lady did not even care. She said she would have to take number and call me back tomorrow. Very disappointed with a credit bureau who allows any credit to post false info to your report without requiring definite proof that it is really you. How is ths allowed? I already had a credit alert. Then it takes so much time to get this resolved. There should be stricter rules on creditors reporting to someone's credit file.
Developer Response ,
Hi, we apologize for any issue you might be having. Could you send details of what you are experiencing to our customer support at AppSupport@experian.com? We'll get you up and running.
Credit score increase of 80 points
Since downloading the Experian app and being able to explore all of my account balances, installment accounts & balances, & collections on my credit report, I’ve paid all collections off and have been closely monitoring my report. Since I first downloaded the app, about 3 months ago now, by being very proactive and dumping a bunch of money into my accounts and erasing collections my score has shot up 80 points over the three months and continues to rise every time a new score update is available. This is all because now I am working towards having optimal credit so I can refinance my car and maybe even purchase a house. Having good credit definitely makes your life much easier, so if you care about your credit score, this will help you monitor it and put your money somewhere it should go so that it will be beneficial to you later. Thank you for reading.
- CONSUMERINFO.COM, INC.
- 159.7 MB
Requires iOS 11.4 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- © 2019 ConsumerInfo.com, Inc.
- In-App Purchases
- Experian CreditWorks℠ with Trial $19.99
- Experian CreditWorks℠ $19.99
- Experian CreditWorks℠ with Trial $9.99
With Family Sharing set up, up to six family members can use this app.