Know your true current account balance. Balance Now is the easiest app for tracking all your account balances.

Knowing your current account balance is very valuable and can help you avoid going over your limit or having to pay any overdraft fees.

You can manage the balances of up to 12 separate accounts. You can track the balance of your cash, expenses, debit cards, credit cards, checking accounts, tax deductions, purchases, sales, project costs, trip costs, vacation cost or almost anything else.

Managing your recurring transactions is easy. Simply specify the amount, next occurrence date, and frequency (daily, weekly, monthly, etc.) and the transaction will automatically gets placed into your account balance on the correct day. At any time, you can view all your recurring transactions and edit them as required.

This app has a large custom numeric keypad and you only need to enter the amount and tap “Add” or “Spend” for debit accounts or "spend" or "payment" for credit accounts. If you want to add a transaction description, just type it or select one from the description selection list.

The optional pending flag makes it very easy to balance your checkbook. New items default to “Cleared” but you can mark them as “Pending”. When an item is pending it is not added or subtracted from the total. This makes it easy to balance your account. Just mark the items that have not cleared yet as “Pending” and the balance on your statement should match the Cleared Balance.

The transaction date is automatically added for you. However you can edit the date and the item will be inserted in the correct chronological order. This also allows you to add an item that you forgot. Just add the item, edit the date and it will be inserted at the correct place in the list.

With Balance Now, you don’t need to access any web site and all of your account files are stored locally. You can Lock any individual account and if you want, you can assign an optional password to the app.

All your files are backed up automatically when you backup your app. Additionally you can backup up all of your account information including your recurring transactions to any email address with a single command. You can use the email with the attached account files to restore your account information. You can also transfer your account information to any other device that has the Balance Now App.

With Balance Now you can just type a description or you can customize the description list by adding new descriptions and deleting existing ones. The new descriptions appear in your list of descriptions in alphabetical order.

Balance Now lets you generate custom reports by specifying a date range and optionally any transaction description or transaction amount. Reports shows the date, pending flag, description, amount, balance and cleared balance. You can optionally email the report to yourself or anyone else.

• 12 account balances for all your needs
• Debit (checking) or Credit account (credit cards)
• Recurring transactions to simplify input
• iPad support
• Account names & colors for easy id
• Account backup and restore
• Large numeric keyboard for easy entry
• Keyboard clicks for audible confirmation
• Volume control for quiet locations
• Mute mode when full silence is desired
• Backspace key for ease of data entry
• Date added to transaction automatically
• Add and delete descriptions
• Scrolling list to view all transactions
• “See All” to get to any transaction quickly
• Easy editing to correct any mistakes
• Auto decimal point placement
• Pending flag for easy reconciliation
• Optional password for security
• Optional individual Account Lock
• Custom reports by data range
• Custom reports by description or amount
• Email report to yourself or anyone else

What’s New

Version 6.2

- Add Credit Card support
- Enhance copy/paste
- Simplify transfers between accounts

Ratings and Reviews

4.6 out of 5
176 Ratings

176 Ratings

mhmalin ,

Pretty useful and simple program

I use this for my kids to keep track of their money. Very simple and useful. My kids each have an account on the program (with the “bank of dad”) and we make deposits and withdraws any time they make or spend money. You can place a note with each deposit or withdraw like “allowance” or “Minecraft” so there is no doubt where the money is coming from and where it is going when they spend it. No more, “dad you forgot to give me my allowance” debates! You can also email the account history as a backup which would be useful if you used this for a real checking account. It could use a cloud backup So you could have the accounts or synced on multiple phones, but that is a minor issue and not enough to warrant anything but 5 stars.

Smokers Lounge ,

Fantastic Balancing App, Simple and Concise

This is a perfect balancing app. It’s simple and concise with every option available for simple balancing. It’s also straightforward enough that I have downloaded it for my dad and will show him how to use it so he doesn’t have to carry that thick check book of his around anymore.
In short, this is not the most involved app out there for balancing, but that’s what makes it so simple and easy to use, and has the minimum needed for full balancing.

2old2bidle ,

It’s a keeper!

What a wonderful app! Easy and flexible. (My prior app would not allow a recurring entry amount to be changed without affecting the amount of all prior entries. And, no version updates for over a year.) This app ... is very flexible and user friendly. What sold me the most .... version updates come frequently and the app has been around for quite a few years! Lends a great sense of security to my depending on an app for correct account balances. Kudos! And, thanks! 😁


Robert Wohnoutka
2.6 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2019 Robert Wohnoutka
In-App Purchases
  1. Unlimited Entries $3.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like