Banking is EASY with this free EZ Banking App from Farmers & Merchants Bank of Central California. You can bank anywhere and anytime!

It’s easy to check your balances and recent activity, transfer funds between accounts, pay your bills, and more! This App is just one more way that F&M Bank makes banking easy for you.

Before you can use the F&M Bank EZ Banking App you will need our free Online Banking and Easy Mobile Banking services, so visit and sign up - it’s easy!

Online Banking and Easy Mobile Banking are free, however, check with your wireless provider about their fees (if any), and refer to our Customer Agreement & Schedule of Charges for a complete list of fees and charges that may apply, including the monthly Bill Pay fee.

Member FDIC

What’s New

Version 4.55.14

Minor bug fixes and performance improvements

Ratings and Reviews

4.5 out of 5
320 Ratings

320 Ratings

Abigailv24 ,

This app is a lifesaver!!

About 2 weeks ago I forgot the password to get into my account. It was not until then that I realized I cannot live without it. Im currently 16 and I don’t have a steady income which means reviewing how much I spend, as well as knowing how much I have is important. And this app has made that possible for me without having to call the bank. Nonetheless, it is easy to catch unknown spending activity. Trust me when I say, this app will make your life easier. Very pleased:)

K-lee12 ,

Love this app

I’ve always struggled with keeping track of my money. This app really helps you keep track of all of your transactions and it’s really user friendly! I’ve never had any issues when using it and if I see any issues with my account the F&M team is very efficient in figuring out the problem! I didn’t know what I did before I had this app on my phone!

Amanthebanker ,

Not as efficient!!!

It’s great to check balances, transactions, and so forth; however the enrolment process needs to be more efficient and should have capabilities to do it on the app instead. It is troublesome to have multiple steps in order to link the app. It should not take as long as it does! The banker should be able to assist customers setup the online banking/mobile banking upon opening their checking account, same day and time. I hope this feedback helps to enhance the operational side of online banking.

App Privacy

The developer, Farmers & Merchants Bank of Central California, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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