FairMoney: Loan App In Nigeria 17+
Instant Loan App For Fast Cash
FAIRMONEY MICROFINANCE BANK LIMITED
-
- Free
iPhone Screenshots
Description
FairMoney - Nigeria’s Leading Online Loan App
Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses.
Why Choose FairMoney?
FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs.
1. Instant Loan
Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience.
2. Flexible Repayment Plans
Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs.
3. Fastest Loan App – Quick Approvals & Instant Disbursal
FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account.
More than Just a Loan App
FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money.
・Earn While You Save
Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 30% interest on your deposits, outperforming traditional banks and microfinance institutions.
・Seamless Transactions with the FairMoney ATM Card
Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding.
・Zero Hidden Charges – Transparent & Affordable Services
With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience.
・Security You Can Trust
Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe.
How to Get a Loan with FairMoney?
Getting started with FairMoney is simple:
1. Download the FairMoney loan app from Apple App Store.
2. Register and create your account in minutes.
3. Apply for an instant loan or business loan.
4. Receive fast cash directly into your bank account.
Example Loan Offer
・Loan Amount: NGN 100,000
・Tenure: 3 months
・Interest: NGN 6,000 (6%)
・Total Repayment: NGN 106,000
・Monthly Installment: NGN 35,333
・Representative APR: 24%
Join the FairMoney Community
Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered.
All deposits on FairMoney are insured by NDIC, ensuring your funds are protected.
Get in Touch
We’re always happy to hear from you! Reach out to us for any questions or assistance.
・Email: help@fairmoney.io
・Phone: 017001276 / 01 888 5577
・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria
Stay Connected
Follow us on social media for the latest updates:
・Facebook: FairMoney Microfinance Bank | Lagos
・Instagram: Instagram (@fairmoney_ng)
・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X
・LinkedIn: https://www.linkedin.com/company/fairmoney/
Download FairMoney Today!
Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before!
What’s New
Version 1.72
Welcome to FairMoney 1.72! We have enhanced the app to give you a smoother and better experience. Update now to explore the latest features.
Got questions or feedback? Reach out to us at help@fairmoney.io.
Thank you for choosing FairMoney and being part of our journey!
Ratings and Reviews
Can’t add my NIN and the app is totally useless
I’ve been trying to add my NIN for a while now, but. There’s not even an option for me to do that 🤦🏽♂️
nd I’ve also applied for loan over and over but y’all are giving me 30 days, and you guys have done it thrice now, you say I should use the app to make transactions and all, I’m using it nd I still even lock money in the fair lock frequently, you’re telling me to buy electricity and purchase data from the app, but those features don’t even work on it, and I can’t even add an ATM 🤦🏽♂️….at least the least you guys can do is making an option for users to delete their account cos I can’t leave my important details with y’all for no reason when I can’t even access the services that I uploaded my details for…..and if possible i would have given this app no star at all, but I gave it five star so it can appear on the front
Developer Response ,
It's so sad that you were not able to get a loan! Your eligibility is determined by a lot of factors involving your transaction records and loan history with us and other creditors, We would advise that you ensure you are not owing other companies while making use of the app for all of your transactions, Meanwhile you will be notified once the feature to upgrade your account to tier 3 is made available on IOS
No No No
"Well, this app isn't that bad overall, but the loan interest is excessive. Imagine borrowing ₦5,000 for the first time and having to pay back ₦7,000. What's even more concerning is that if you don't pay on time, the amount you owe increases unexpectedly. While I'm not singling out this specific app, I strongly advise the operators to reconsider their interest rates because it's incredibly frustrating.
They will use call and finish you.
I can't give this app a five-star rating. I give it 1 stars
I initially used it to borrow my first ₦5,000.
After that, I deleted the app from my phone and I have no intention of using this loan app again."
Developer Response ,
Your concerns are important to us and we will like to clarify that the amount you were offered was determined by your current eligibility and the more you take and payback your loans on time, while making sure that you are not owing other companies, you will increase your eligibility for more loan with lower interest
Loans interest, is very high!!!
the loan amount… I really hate this loan app, imagine your interest rate on the loan is too much… imagine for the first time I borrowed 5,000 you add 200 interest on 5000 too much nah,, second time I borrowed 25k you add 15k on top 25k so what’s gain of borrowing loan on this app, OPay/ease money are not like you people. Your interest is too much and very high,now I want to borrow 20k you people are adding 7,700 interest Untop Wetin. I will quit this app
FairMoney you are bad luck !!!
Developer Response ,
Your concerns are important to us, however, the interest is determined by your current eligibility and previous loan history.
Furthermore, our loans are structured with flexible repayment terms, making it easier for you to manage. You also have the option to pay off the loan at any time, and you will only be charged interest for the actual number of days that you had the loan.
To increase your eligibility for more loans with lower interests. We suggest that you start using the app for all of your transfers, savings, and transactions while you ensure that you are not owing other loan companies
App Privacy
The developer, FAIRMONEY MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- FAIRMONEY MICROFINANCE BANK LIMITED
- Size
- 154.6 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.2 or later.
- iPod touch
- Requires iOS 15.2 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 17+ Unrestricted Web Access
- Location
- This app may use your location even when it isn’t open, which can decrease battery life.
- Copyright
- © Fairmoney Microfinance Bank Limited
- Price
- Free