Figure Pay 4+

A better way to spend and save

Figure Technologies Inc.

Designed for iPad

    • 3.3 • 56 Ratings
    • Free



Figure Pay is the alternative to traditional banking.

Figure Pay is a new payments app that allows you to access your paycheck up to 2 days sooner, qualify for Buy Now, Pay Later loans, easily pay for purchases and transfer money to friends and family, all from your phone!

For a limited time only! When you spend a minimum of $250 using Figure Pay by December 21st, you will be automatically entered for a chance to win $500.
 You can also enter without making a purchase. Visit for details.

Enjoy a free deposit account with $0 in fees3
Quickly qualify for a Buy Now Pay Later loan1
Get paid up to 2 days early4
Earn rewards and discounts for purchases.
Earn a $100 bonus with Direct Deposit⁴
Transfer money to friends and family
Plus refer a friend and you both get $25*

Set up your account in minutes!


Merchants can use Figure Pay to accept payments for goods and services, transacting at a fraction of the cost.

80% savings on transaction fees - Fees are 0.5% (versus up to 3% with a credit card). With minimal processing fees, Figure Pay is a fraction of the cost of traditional platforms.

Instant settlement for payments - Money you earn goes into your Figure Pay account immediately, transactions are processed in real-time - no need to wait days.

Contactless payments - Protect both you and your customers with a completely touch-free payment option

Secure technology - Transact directly, reducing costs and friction in the process. Deposits in Figure Pay are eligible for FDIC insurance. Plaid technology is used to securely connect with external bank accounts.

No equipment to buy or manage - Merchants can use the seamless Figure Pay app as a terminal accepting payments from a phone or tablet, without adding any devices or hardware.

What’s New

Version 1.3.1

Minor bug fixes and improvements

Ratings and Reviews

3.3 out of 5
56 Ratings

56 Ratings

thcckgirl1111111111111 ,

Fix your app

Can you please fix your app. I can’t even sign up. When I get to the page to upload a pic of my driver’s license it doesn’t give me anything to click it just stays at the page that gives directions

Developer Response ,

We are happy to help you resolve this. Please call our customer support at 800-260-1795, and we will walk you through the process of onboarding.
We are always happy to help.
Your Friends at Figure Pay

Awesometom8951 ,

Can’t complain

I’m not one to write a lot of reviews. But for this app I wanted to give it a shot. I like the services they have offered me. Such as the buy now pay later loans. But they’ve been so cool about everything. Recently they had a holiday sweepstakes where they drew my name and apparently I won $500 dollars which should show up in my account this coming week. I confirmed with the lady via their email for that. And she asked if I could leave a review which she would appreciate and since I like Figure Pay I’m doing it.

DamienWashington ,

Very usable App!

Just used for the first time today, but already impressed. Received the referral bonus quickly too! Was able to get signed up in about five minutes. My only negative feedback would be the face recognition was very sensitive - you have to hold the phone just right for three seconds straight.

App Privacy

The developer, Figure Technologies Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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