* MORE - over 20 calcs. More accessible versions of our original calcs plus entirely new calcs.
* MORE depth to each calc. Going beyond simplistic calculation.
* MORE functionality for each calc than competing apps -- save, print and email data, charts, etc.
* LESS cost - all calcs and functionality are included with no need for in-app purchases unless you want your email results in Excel-compatible XLSX format.

A calculator to help manage the major financial decisions in your life.

Incredibly easy to use. Choose a calc and start calculating straight way. All calcs have the same look, so no confusing changes in style from one to the next.

*** Still FREE for a limited period!

Finance.Calc – Loan, Mortgage and Investment Calcs - is a powerful financial app incorporating over 20 intuitive-to-use calculators. Use pre-loaded examples or input your own data, calculations are instantly displayed along with graphs and charts. Save, print and email results for use in spreadsheet software like Excel.

It includes:
* Loan calc, advanced - An advanced calc that can calculate almost any aspect of almost any loan
** Plus more accessible calcs that address specific questions:
* Car loan cost
* Car loan affordability
* Car lease cost
* Mortgage cost basic
* Home and loan affordability
* Mortgage with discount
* Mortgage with Loan To Value (LTV) over time
* Credit card repayment
* Loan rate calc

* Invest and save, advanced - An advanced calc that can calculate almost any aspect of savings for a goal
** Plus more accessible calcs that address specific questions:
* Savings required for a goal
* Savings/future value forecast
* Time to savings goal
* Income from a fund, advanced
* Enough to retire?
* Income from a sinking fund

* NPV CALC. Calculate net present value (NPV) and internal rates of return (IRR) for a given cash flow. Calculations based on single discount rate or zero rate/forward rate curves.
* BOND CALC: Calculate bond yields, values, duration and convexity. Calculations based on a single yield value or zero rate/forward rate curves.
* OPTIONS: BLACK SCHOLES. Calculate option value, implied volatility or implied interest for European options on stocks, stock indices, currencies and commodities. A range of dividend assumptions are also provided for. Greek outputs for the call and put options. 6 charts show key option sensitivities.* OPTIONS: BINOMIAL. Calculate option value, as above, but using Binomial/Trinomial methods to accommodate American options.
* OPTION STRATEGIES. Select a portfolio of options, futures or physical positions to build up a derivatives strategy. The results are displayed graphically.

*** Numerical and graphical results ***
Each of the calcs is a bit like a spreadsheet or workbook with multiple tabs. Each calc produces a graph or chart and shows the details of the calculation.

*** iPhone and iPad***
Each calculator has layouts that are specifically tailored for the iPad and iPhone/iPod in both landscape and portrait modes.

*** SAVE, PRINT and EMAIL results ***
You can save your results and email them as a csv or Excel-compatible xlsx file (and then load them into a spreadsheet) or print to an iOS 4.2 compatible printer.

*** TIPS ***
All inputs and outputs on the screen have associated tips that are activated by touching and holding your finger over them. There are also built-in examples for each calculator, to help you get started.

CalcApps can add any new calcs to this app or extensions to the ones already there.

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What’s New

Version 4.1

This version includes the ability to create and email Excel compliant xlsx files showing the app's calculation inputs, results and charts. Users can use the feature 5 times for free. After that they can buy 5, 20 or unlimited credits. This update supports the iPad Pro.

New build tested for iPad Pro and iPhone 6s.

Ratings and Reviews

5.0 out of 5
1 Rating

1 Rating

Forest Gumps' dumb Brother ,

Great free tool

It has an amoritization table you just have to select the arrows to see it. Thank you for this great app. I wish I wasn't so dumb that I have to rely on the brilliance and hard work of others to make it through each day! But I try to help those even less fortunate as me.

Jus' Groovin' ,

It Just Works

After seeing the thousands of beautiful apps and games for iOS this one stands out in its lack of beauty and over colored GUI. It appears that its roots are from an old MS-DOS app.

With that out of the way, I have to say that it performs its intended tasks quite well. It's exactly what it says it is: a nicely featured financial calculator.

If you are not driven by form over function then this is a good app to have.

James DeJarnett ,


This app is the best free financial calculator on the app store today. It's not perfect, the GUI is a little difficult to figure out, but once done this calculator is very easy and nice to use. Thanks for making it free!


CalcApps Limited
5.2 MB

Requires iOS 7.1 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
In-App Purchases
  1. bundle of 5 credits for XLSX files $0.99
  2. bundle of 20 credits for XLSX files $1.99
  3. bundle of unlimited credits to email Excel-compatible files $4.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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