Finch is an all-in-one checking and investing account that puts your money to work! Finch lets you earn investment returns by automatically investing your balance into a portfolio designed to match your unique risk profile. This means your checking balance is always working for you, from day one, no matter what your balance is. Finch further pushes the envelope by enabling you instant access to your money when you need it- even the invested part!
• Seamless all-in-one account
• Simple Automatic investing
• Personalized investment recommendations
• Instant access to your money (even the invested part)
• No account minimums
• No hidden fees
• Direct deposits
• Free ACH payments
• Free withdrawals at over 55k ATMs
• Debit card with remote lock features
• Backed by a FDIC insured bank and a SIPC insured broker dealer
We have even more features coming soon!
This app is operated by Trio Financial Technologies Inc, doing business as Finch. Advisory services are provided by Trio Advisors, Inc., doing business as Trio App Advisors, Inc. an SEC-registered investment adviser.
Banking services provided by Evolve Bank & Trust, Member FDIC. The Finch Mastercard® Debit Card is issued by our partner bank pursuant to a license from Mastercard International Incorporated.
Trio App Advisors, Inc. works with a partner broker, Apex Clearing Corporation, who is a member of FINRA/SIPC, which protects securities of its members up to $500,000 (including $250,000 for claims for cash). For details, please see www.sipc.org.
Any uninvested cash or investment allocation to the Finch cash sweep is swept into an interest-bearing FDIC-insured deposit account opened by Finch’s partner broker at a participating bank and is eligible for FDIC insurance up to the standard limit of $250,000 per account holder, per institution.
Non-deposit investments are not FDIC insured and may lose value. Investing involves risk including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Finch’s pricing before investing. Past performance does not guarantee or indicate future results.
Updated with notification changes and user experience improvements.
Ratings and ReviewsSee All
I’m FINALLY able to optimize my checking account!
Over the last few years, I’ve been looking for a way to invest the cash in my checking account. Finch allows me to earn returns on my cash without having to use a separate investment account. It even allows me to customize my investments according to my risk tolerance and values. The app is easy to use and is exactly what I need to optimize my financials. I highly recommend this app!
Love what this app does
I have gotten frustrated with my bank over the last few years and how they use every opportunity to charge me a fee but my interest is basically zero. I love the idea behind finch and how I’m able to customize my investments and get higher returns. The debit card is great to use. They have to work out some bugs here and there but for a newly launched company it’s a great product!
New way of banking with much higher returns
This is an awesome product. It modernizes banking and provides much higher returns on my balance. I like most about it that I’m in control. I can choose my risk profile day to day, depending on financial plans in a given month and what I expect the stock market to do. It’s a game changer compared to traditional old school banking.
With Family Sharing set up, up to six family members can use this app.