With Finhabits you can invest for your future, improve your money habits, and make budgeting easier. Get the app and sign up in English or Spanish!

We offer three different investment accounts so that you can prepare for emergencies, work towards your retirement, and reach your mid- to long-term goals. Because everything is automated, it’s easier to stick to your plan.


Start with as little as $20 a week in a diversified investment portfolio. Our fractional shares technology lets you buy low-cost index ETFs from BlackRock, Vanguard, and Goldman Sachs. No stock picking here! Our portfolios are designed by a financial expert with over 15 years of experience.


We know that many families don’t often talk about building good money habits. That’s why our app includes helpful account updates as well as video and article collections with tips from experts. Plus, join one of our fun Journeys and start developing new money skills and habits in just five minutes a day!


Tracking your financial health has become more important than ever. Now you can enroll in Money Insights**, a tool that sends you transaction alerts when it detects unusual activity in your bank accounts linked to Finhabits. Stay in the know and keep track of your cash flow!


Each account is $2 a month** per $5,000 of balance. For example, if the balance in your account is $10,000, your fee would be $4 a month. Your subscription includes unlimited deposits, withdrawals, trading, rebalancing, and dividend reinvestments. It’s that simple!

Get in touch with us at 1-800-492-1175 or


* To receive Money Insights you must activate the feature in the Finhabits mobile app and have a bank account linked with Finhabits using Instant Bank Connection (that is, using your bank’s login and password).

** Other custodial fees/expenses may apply and will be reflected in the pricing of the ETFs you invest in. These fees are not part of the monthly cost.

There’s nothing more important to us than keeping your money and personal information safe. With Finhabits, you can count on bank-level security. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

Finhabits, Inc. is a digital financial services company. Advisory services are offered through Finhabits Advisors, LLC., an SEC-registered digital investment advisor. Registration does not imply a certain level of skill or training. Securities are offered through Apex Clearing Corporation, a member of FINRA/SIPC.

Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Finhabits fees before investing. Past performance does not guarantee future results.

All images are for illustrative purposes only and show hypothetical accounts, balance, growth, and do not represent an actual or typical client experience. For important legal disclosures regarding Finhabits, please carefully review

© 2020 Finhabits Inc. All rights reserved

What’s New

Version 1.17

Hola. We made some updates that make your app smarter!

Ratings and Reviews

4.6 out of 5
9.4K Ratings

9.4K Ratings

Thibault from accounting ,

Changed the way I view my finances

Before Finhabits, I always thought that investing was for super wealthy people and something I'd never do. Finhabits really changed that for me. It's super easy to create an account and to link it to your bank account. Then you can choose how much you want to invest, and you just watch your money grow. At first, I started with $10 a week, as I was a bit worried because I was not used to investing. Then I saw that Finhabits is super safe and really makes my money work! I now transfer $200 a week and it's great. It's a great way to put money aside, and also get a lot more money than on a regular savings account. I've already gained a lot of money from investing! I also love the company because it really has a great mission: make investing accessible to everyone, and not just to old rich people. It's revolutionary in a way. Also, they're super helpful, and they will always help you if you have any questions. So don't hesitate, start investing your money and take your future in your own hands!

Lalalahakehkayhshd ,

Great app

I have been using the Finhabits app for about a month now. The markets are unpredictable right now which requires patience but I am confident that beginning my investment portfolio now makes the most sense. Apps like Finhabits are trying to encourage us to save our money to diversify our finances and also prepare for future goals like retirement. I try to invest a small portion of money on a weekly basis to continue building towards my savings goal. They have been responsive to my questions so far which has been nice.

jack'dsux ,

Terrible App.

I have several investment apps and this one by far is the worst I’ve ever used. They create a portfolio for you, but whoever is in charge of creating the portfolios is absolutely ignorant and doesn’t know how to make money in a bear market. STAY AWAY FROM THIS APP, any other investment app is better than this garbage app which seems to be run by a bunch of morons. You can make more money in CDs than using this app. This is by far the most pathetic app I’ve ever used. It’s amazing they are still in business. AGAIN, DO NOT SIGN UP WITH THIS INSTITUTION!!!!!!

Um no, I’m not contacting you morons. You all are terrible at picking a portfolio it’s that simple. This doesn’t require me to email you about my concerns. I don’t have any concerns now that I have taken all my money out of this app. If anyone is considering this app, just flush your money down the toilet, which is an equivalent of this app.

Developer Response ,

Hi Jack, I'd like for you to contact our Support Team so that we can clarify your concerns related to our service. Please, email and the team will assist you. Thanks, Team Finhabits


Finhabits Inc.
19.6 MB

Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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