Finhabits: mi dinero 4+

Invest, Learn, Health Plans

Finhabits Inc.

    • 4.6 • 17.3K Ratings
    • Free



At Finhabits, we believe that financial services should be more inclusive. Our app allows you to invest for your future, sign up for affordable health insurance plans, and learn smart financial habits.

Join our community and master your money habits!


We offer investment and retirement savings accounts to help you put your money to work for your future. Everything is automated, so it’s easier to stick to your plan. Start with $100 a week or $10,000 all at once – you decide how much you invest and how often you deposit. Our portfolios are well-diversified by financial experts with over 20 years of experience. The fee for each account is $3 a month* per $7,500 of balance.


Finhabits helps you find affordable health insurance, dental and vision plans for you and your family. Health insurance can help cover expenses in the case of medical emergencies. Let our experts help you find the plan you need.


We know that many families don’t often talk about building good money habits. Finhabits Academy includes visuals and close-up, hands-on examples that make you feel like you’re meeting one-on-one with our financial experts. Plus, join one of our award-winning Money Journeys, and start developing new habits in just five minutes a day.

Get in touch with us at 1-800-492-1175 or at


*Other custodial fees/expenses may apply and will be reflected in the pricing of the ETFs you invest in. These fees are not part of the monthly cost.

Investment advisory services offered through Finhabits Advisors LLC, an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media is not an offer, solicitation of an offer, or advice to buy or sell securities or services. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc.

Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Visit for more details. All information herein as well as any communication on social media is neither an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services.

All images are for illustrative purposes only and show hypothetical accounts, balance, growth, and do not represent an actual or typical client experience. For important legal disclosures regarding Finhabits, please carefully review

© 2022 Finhabits Inc. All rights reserved.

What’s New

Version 1.22

We’ve made performance enhancements throughout the app and now it’s easier to manage Finhabits notifications.

Ratings and Reviews

4.6 out of 5
17.3K Ratings

17.3K Ratings

Thibault from accounting ,

Changed the way I view my finances

Before Finhabits, I always thought that investing was for super wealthy people and something I'd never do. Finhabits really changed that for me. It's super easy to create an account and to link it to your bank account. Then you can choose how much you want to invest, and you just watch your money grow. At first, I started with $10 a week, as I was a bit worried because I was not used to investing. Then I saw that Finhabits is super safe and really makes my money work! I now transfer $200 a week and it's great. It's a great way to put money aside, and also get a lot more money than on a regular savings account. I've already gained a lot of money from investing! I also love the company because it really has a great mission: make investing accessible to everyone, and not just to old rich people. It's revolutionary in a way. Also, they're super helpful, and they will always help you if you have any questions. So don't hesitate, start investing your money and take your future in your own hands!

Lalalahakehkayhshd ,

Great app

I have been using the Finhabits app for about a month now. The markets are unpredictable right now which requires patience but I am confident that beginning my investment portfolio now makes the most sense. Apps like Finhabits are trying to encourage us to save our money to diversify our finances and also prepare for future goals like retirement. I try to invest a small portion of money on a weekly basis to continue building towards my savings goal. They have been responsive to my questions so far which has been nice.

emmanuel r avendano ,

Closing account, Bad Service and fees

I used this app for a while. The reason I didn’t contribute much money in it is bc I have another retirement account and investment account somewhere else, where my only fee is a $0.03 for every 10k invested. Here, I’m being charged with a $2 fee every month (which is too high in retrospect). Recently, I decided to close my account with Finhabits. I requested a withdrawal on the 1st of this month and was contacted by Finhabits Support Team on the 2nd saying it takes from 4-6 business days for funds to be in my acc. I Sent a follow-up email on the 15th since I had not received the funds and was updated that my withdrawal was delayed for an additional 4-6 business days. This response was from the 16th and today is the 25th. Say you have an emergency and need access to your funds, DON’T put it all in here. You might face a tough situation.

App Privacy

The developer, Finhabits Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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