Finhabits: Invertir Mi Dinero 4+

Name: Finhabits: Invertir Mi Dinero
Rating: 4.6 (19945 reviews)
Author: Finhabits Inc.

Finhabits Inc.

- 4.6 • 2만개의 평가

- 무료

설명

At Finhabits we make investing, saving and learning about money simple and approachable—whether you're new to America or several generations in and seeking to build a better financial future for your family. Available in both English and Spanish, Finhabits helps you take control of your finances with confidence.

We believe that everyone deserves access to the best financial tools. Our bilingual app is designed to meet your needs, offering accessible solutions for investing, finding affordable health insurance, and learning smart money habits—no matter where you are on your financial journey.

Join our community and improve your money habits today!

• INVEST LIKE A PRO •

We offer investment and retirement savings accounts to help you put your money to work for your future. Everything is automated, so it’s easier to stick to your plan. Start with $100 a week or $10,000 all at once – you decide how much you invest and how often you deposit. Our portfolios are diversified. The Finhabits Platform fee is $10/month which includes 3 investment accounts and premium content. When your combined balances across all your Finhabits investment accounts surpass $12,000, you will automatically switch to an annual Asset Management fee of 1.0%.*

• HEALTH INSURANCE OPTIONS •

Finhabits helps you find affordable health insurance, dental and vision plans for you and your family. Health insurance can help cover expenses in the case of medical emergencies. Let our experts help you find the plan you need.

• LEARN WITH FINHABITS ACADEMY •

We know that many families don’t often talk about building good money habits. Finhabits Academy includes visuals and close-up, hands-on examples that make you feel like you’re meeting one-on-one with our financial experts. Plus, join one of our award-winning Money Journeys, and start developing new habits in just five minutes a day.

Get in touch with us at 1-800-492-1175 or at ios@finhabits.com.

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*Other custodial fees/expenses may apply and will be reflected in the pricing of the ETFs you invest in. These fees are not part of the monthly cost.

Investment advisory services offered through Finhabits Advisors LLC, an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media are not an offer, solicitation of an offer, or advice to buy or sell securities or services. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc.

Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Visit https://www.finhabits.com/insurance-licenses for more details. All information herein as well as any communications on social media are not an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services.

All images are for illustrative purposes only and show hypothetical accounts, balance, growth, and do not represent an actual or typical client experience. For important legal disclosures regarding Finhabits, please carefully review https://www.finhabits.com/legal.

© Finhabits Inc. All rights reserved.
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413 West 14th Street
New York, New York, 10014

2024년 10월 9일

버전 1.25.1

Thank you for being part of the Finhabits community. We made some bug fixes and improvements so it's easier for you to build smart money habits and reach your financial goals.

4.6/5

2만개의 평가

Changed the way I view my finances

Before Finhabits, I always thought that investing was for super wealthy people and something I'd never do. Finhabits really changed that for me. It's super easy to create an account and to link it to your bank account. Then you can choose how much you want to invest, and you just watch your money grow. At first, I started with $10 a week, as I was a bit worried because I was not used to investing. Then I saw that Finhabits is super safe and really makes my money work! I now transfer $200 a week and it's great. It's a great way to put money aside, and also get a lot more money than on a regular savings account. I've already gained a lot of money from investing! I also love the company because it really has a great mission: make investing accessible to everyone, and not just to old rich people. It's revolutionary in a way. Also, they're super helpful, and they will always help you if you have any questions. So don't hesitate, start investing your money and take your future in your own hands!

Some of these apps..

Well, had money in the app for a while back in 2021 (I'd say for 8 months) and I saw that instead of earning, the values kept dropping. So I took my money out, which worked fine. I waited a bit and decided to deposit some money to start investing. It didn't work as expected. Unfortunately due to an illegal transaction (unrelated to Finhabits) to my bank account I had to close it, that's when things got wonky with this app, my $20 deposit had "posted" into the app, and by the next day had already lost about $4 due to market being horribly down (current USA economy is terrible) and since the account had been closed, my bank reversed all transactions from the past 3 days or so; which meant that my balance in Finhabits went to the negatives -$24. It is funny because when I called Finhabits they told me it was impossible to add another funding source to my current profile so I had to create a new one. I became very reluctant to dealing with this company when I realized there were things they could do and some they don't even have the ability to do. How do I know my money won't be locked out of my bank account? Also, and fortunately I had withdrawn my money at the time, but what if my bank account had been closed before I got my money out? Heck no... Sometimes when you make things a certain way you end up shooting yourself on the foot. This is not the only app that has crazy limitations like this, so be careful where you put your money in.

Hi, the performance of your portfolio depends on many different factors such as the market performance, the portfolio diversification, and your investment horizon (we recommend long-term).

The funds that you deposit are automatically invested by our team in the stock market. Your investment performance may go up and down on a daily basis and this is normal investment behavior. The overall goal is for customers to evaluate the performance of your portfolio every 12 months. This way you will give your money enough time to grow.

Historically, the winning formula has been to invest for a long period of time.

Here is a brief video from our founder:
https://youtu.be/svZTFr6JxrE

Please let us know if you have any questions.

Great app

I have been using the Finhabits app for about a month now. The markets are unpredictable right now which requires patience but I am confident that beginning my investment portfolio now makes the most sense. Apps like Finhabits are trying to encourage us to save our money to diversify our finances and also prepare for future goals like retirement. I try to invest a small portion of money on a weekly basis to continue building towards my savings goal. They have been responsive to my questions so far which has been nice.