Our investment products help you build an emergency reserve, put your savings to work with low-risk, open a Roth or Traditional IRA to save for retirement or work toward mid- and long-term goals with a Personal Investment account.

• Flexible Contributions
• Funds Withdrawal at Any Time
• Bank-Level Security
• Fair and Transparent Fees
• Available in English and Spanish

••• EASY AS CAN BE •••
In just minutes, Finhabits will guide you to set up an investment account and diversified portfolio that make sense for your financial goals. Our fractional shares technology offers portfolios that invest in low-cost index ETFs from BlackRock, Vanguard and Goldman Sachs. And our portfolios are built by experts with over 15 years of experience.

What's the most effective way to create a financial habit? Automate it so you never have to think about it again. Use Finhabits to automate your savings or investment and just live your life. Set up weekly, biweekly or monthly transfers with the confidence that you can pause or change the amount whenever you want. Even rebalancing and dividend reinvestment are automated to keep things easy.

We know that many families don’t often talk about building good money habits. That’s why every account includes access to My Finhabits, our news and education platform. Stay up-to-date with helpful account updates, and get financial tips and videos with advice from our experts. My Finhabits is the path to develop your money skills and habits!

There’s nothing more important to us than keeping your money and personal information safe. Finhabits is an SEC Registered Investment Advisor – you can count on bank-level security. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

The fee is $1 per month for accounts under $2,500 or 0.5% per year for accounts $2,500 and above. For example, if your balance is $10,000 your fee would be $4.2 per month. That simple! Unlimited deposits, withdrawals, trading, rebalancing and dividend reinvestments are included. Other custodial fees may apply.

Get real answers from real people – not robots. Our Support Team is available in English and Spanish at 1-800-492-1175 or email us at


This app is operated by Finhabits Advisors, LLC, an SEC Registered Investment Advisor. While this registration does not imply that Finhabits or its employees possess a certain level of skill or training, it does mean that the company follows certain rules and regulations imposed by the federal government. Securities are offered through Apex Clearing Corporation, a member of FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Finhabits fees before investing. Past performance does not guarantee future results.

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Ratings and Reviews

4.6 out of 5
8.2K Ratings

8.2K Ratings

Thibault from accounting ,

Changed the way I view my finances

Before Finhabits, I always thought that investing was for super wealthy people and something I'd never do. Finhabits really changed that for me. It's super easy to create an account and to link it to your bank account. Then you can choose how much you want to invest, and you just watch your money grow. At first, I started with $10 a week, as I was a bit worried because I was not used to investing. Then I saw that Finhabits is super safe and really makes my money work! I now transfer $200 a week and it's great. It's a great way to put money aside, and also get a lot more money than on a regular savings account. I've already gained a lot of money from investing! I also love the company because it really has a great mission: make investing accessible to everyone, and not just to old rich people. It's revolutionary in a way. Also, they're super helpful, and they will always help you if you have any questions. So don't hesitate, start investing your money and take your future in your own hands!

Lalalahakehkayhshd ,

Great app

I have been using the Finhabits app for about a month now. The markets are unpredictable right now which requires patience but I am confident that beginning my investment portfolio now makes the most sense. Apps like Finhabits are trying to encourage us to save our money to diversify our finances and also prepare for future goals like retirement. I try to invest a small portion of money on a weekly basis to continue building towards my savings goal. They have been responsive to my questions so far which has been nice.

jack'dsux ,

Terrible App.

I have several investment apps and this one by far is the worst I’ve ever used. They create a portfolio for you, but whoever is in charge of creating the portfolios is absolutely ignorant and doesn’t know how to make money in a bear market. STAY AWAY FROM THIS APP, any other investment app is better than this garbage app which seems to be run by a bunch of morons. You can make more money in CDs than using this app. This is by far the most pathetic app I’ve ever used. It’s amazing they are still in business. AGAIN, DO NOT SIGN UP WITH THIS INSTITUTION!!!!!!

Um no, I’m not contacting you morons. You all are terrible at picking a portfolio it’s that simple. This doesn’t require me to email you about my concerns. I don’t have any concerns now that I have taken all my money out of this app. If anyone is considering this app, just flush your money down the toilet, which is an equivalent of this app.

Developer Response ,

Hi Jack, I'd like for you to contact our Support Team so that we can clarify your concerns related to our service. Please, email and the team will assist you. Thanks, Team Finhabits


Finhabits Inc.
19.7 MB

Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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