Welcome to Finnest, the first educational Visa® Debit card for kids and teens between 8-18
Finnest partnered with First Century Bank N.A. to provide parents and kids an FDIC insured banking experience for the whole family.
Finnest is a kids’ first bank account and debit card with the mission to empower kids and teens to learn the value of a dollar.
The best of all, it's safer and easier than using cash because Finnest has no hidden fees, no overdraft, and no expensive mistakes.
Just $36/year per child when you order a card.
Detailed pricing information can be found at www.finnest.co/faq
With Finnest, kids learn to curb impulsive spending, the value of money and the satisfaction of reaching savings goals.
No more guilt over missed allowance weeks!
We give parents full oversight and control over kids’ accounts and spending habits while giving them a way to learn the fundamentals of personal finance through real-life experience using money every day.
Our motivational app is rooted in expert financial literacy principles. Combined with a secure debit card, Finnest teaches important financial lessons while protecting kids from costly mistakes. With Finnest, kids can’t accumulate debt like they can with a credit card. The Finnest Visa® debit card works everywhere Visa® is accepted.
• No cash? No problem. Instantly send money to your kids whenever you want.
Be on time with your allowance or simply pay for chores.
• Misplaced a Finnest debit card? Click a button to lock it. Click again to unlock it when found.
• Impulsive spenders? Set daily spending limits and control where the card works.
• See all your kids’ transactions so you know where their money is going.
• Real-time notifications to stay on top of your game.
• Want something? Create a goal, or more than one, and watch your savings grow.
• Lost your Finnest debit card? Lock it on the phone to keep your money safe.
• Never seem to have money left? Learn where your money is going, then set priorities.
• Need extra money, or owe some to your parents? Request funds from mom and dad,
or pay them back with a simple transfer.
And much more coming soon...
The Finnest Debit Card Is Issued by First Century Bank N.A., member FDIC, pursuant to a license of Visa U.S.A. Inc.
Minor bug fixes.
Ratings and Reviews
My daughter absolutely loves the app and having her own debit card. The app itself is very user friendly. It would only be better if a few minor adjustments were made. It would be easier and more convenient for parents if the transfer from their checking account to the Finnest account was immediate instead of taking 5 business days. It would also be convenient if my daughter was able to transfer her money into a savings account that accrued interest.
Developer Response ,
Thank you for your great feedback! We're excited to hear your daughter and you enjoy Finnest. We agree that 5 days feels like eternity and we're already working on a much quicker solution. We also hear you on the interest component. This is certainly something we'd like to offer in the future as well. Nobody should lose out on the opportunity to earn interest!
Exciting new idea !
I love the fact that this app and the REAL debit card my daughter receives will help teach her about goals, savings and how to manage her money. She’s been wanting to save her money since she was 10 and now instead of stashing her cash in a sock drawer or jewelry case , it will be in her Finnest account where both she and I can keep track of it. My daughter is very excited to receive her personalized debit card next week. Thank you for offering this product !
Fantastic - my son loves the financial independence
My son and I have been using Finnest for over a month now and we love it! I think my son is more motivated to save, he thinks more carefully before spending, and he loves the independence it has given him. I would really love to see educational games within the app to teach him about things like interest etc.
Developer Response ,
Thank you Lee&John for your kind words and feedback. We are actually launching something along these lines soon! Happy Savings!
With Family Sharing set up, up to six family members can use this app.