FirstLight’s FREE Mobile Banking Application - optimized for iPhone and iPad devices.*

• Review account balances and transactions
• Transfer funds between accounts
• Pay bills**
• View copies of cleared checks
• Deposit checks
• Locate surcharge-free ATM’s and FirstLight branches

FirstLight uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

*Must be enrolled in Online Banking. There is no charge from FirstLight, but messaging and data rates may apply.
**Must have Bill Pay set up previously in Online Banking.

What’s New


- Settings repositioned for quick access
- Design enhancements for More page
- Information displayed for Last login session
- Bill payment flow updated for memos
- Improvements made for accessibility support
- Several critical defect fixes

Ratings and Reviews

4.8 out of 5
3.7K Ratings

3.7K Ratings

teeahpee ,

Perfect in managing my finances

This app has never failed me, the functions continually improve for top notch user experience. The app allows me to manage my finances from discretionary income to bills etc... without issues. I rarely have to call and speak to a customer representative. My life is much more manageable with this app. TregaD

Cr4ckfi3nd ,

The absolute worst bank and/or FCU I have ever dealt with

When I lived local, it was ok. Nothing special just ok. As soon as I moved out of the area the nightmare began. They charge $15 for transactions from other Banks, that includes to make auto loan payments. You need to set up through the other bank to not be charged. The account number system is confusing to say the least. They close accounts that you have to have but require you to fill out paperwork to reopen it, why close it if I MUST have it?!?! I stopped doing business with Bank of America 15 years ago because for the copious amounts of fees they charge and cut throat policies but now I would rather deal with them than First Light, at least I can access my bank from anywhere in the world without out a hassle. It's a joke that they are on base a Ft. Bliss since once the soldiers move, they will need to jump through hoops to be able to use them like any quality bank. Do not waste you time or money here.

Sad Steve 48 ,

Whole System is Fouled Up.

The app and system is a great idea. If you have an iPhone and try to do text validation for access to your money, you can forget about it. You have to do email validation. It has not worked in 3 years I have done online banking. Also, if you try to do Samsung Pay, you can also forget about it. That has not worked for the past 2 years. Their systems are inadequate to say the least. Also, the Gracie department will shut off your app and card on the weekends without so much as a phone call from them. I was traveling 2 years ago and almost got stuck 200 miles from home as the fraud department shut off my card and app to my money. Thank god I had a different card that could support me. If not for COVID right now, I would have moved my accounts.


FirstLight Federal Credit Union
36.7 MB

Requires iOS 12.2 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish, Traditional Chinese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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