Fizz - Build Credit in College 4+

Student Card, Budget, Save

ShoulderTap Technologies Inc

Designed for iPhone

    • 4.6 • 900 Ratings
    • Free

iPhone Screenshots

Description

Fizz is the #1 money app for students trusted by over 100,000 young adults. Named the best credit builder by Business Insider, Fizz is there for you in college and beyond.

ALL-IN-ONE FINANCIAL SOLUTION FOR YOUNG ADULTS
Whether you want to build credit, manage your money or have no idea where to start, Fizz is there to help you every step of the way. Fizz is free to download giving you all the tools you need to succeed.

BUILD CREDIT THE EASY WAY
Fizz members get a debit card that builds credit with no interest, hidden charges or late fees. To get started, simply connect your bank account and get a spending limit based on how much money you have. With daily autopay, your card gets paid off every day so you never have to worry about overspending.

CHECK YOUR CREDIT SCORE FOR FREE WITH NO HARD PULLS
Check your score and stay on top of any changes. Don’t have a score yet? Fizz will walk you step-by-step through the process of establishing your credit score.

KNOW WHERE YOUR MONEY GOES
Find out exactly where all of your cash goes every month. See your money trends, set category limits to stop you from spending too much and get a custom budget based on your personal history.

LEARN THE THINGS THEY DON’T TEACH IN COLLEGE
Learning about personal finance will pay dividends throughout your life. Get access to dozens of game-like lessons on investing, credit, budgeting, and more. Not sure where to start? Take a 2-minute money GPA quiz to help guide you in the right direction.

GET REWARDS AND MORE MONEY IN YOUR POCKET
The Fizz card comes with 3% weekly cashback on the category of your choice, fun surprises on the first Friday of every month and exclusive campus deals of up to 100% off at places like Chipotle, Starbucks, Target and more.

Disclaimers:
ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.
ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.

Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply.
Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .

For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

What’s New

Version 5.5.3

Content updates and performance enhancements

Ratings and Reviews

4.6 out of 5
900 Ratings

900 Ratings

Spook199916 ,

I Don’t Do Reviews

I normally don’t do reviews, but really appreciate what Fizz does. I have a really crummy credit score, and have for a long time. In my last year of college, I realized I had no credit record other than the loans I had for school, so I went and got a big credit card company college card and ran my credit into the ground because I wasn’t responsible. I remember the exact day I was on tik tok and saw a tiktoker (I think his name is Tyler Prue or Kyler Prue) showing a commercial for Fizz. It was so bonkers that I looked it up. I learned more from their website about how credit works than I did from semi financially-literate family in about 15 minutes. I decided I would try it out because from the research I did (there was not many reviews because it was pretty new), it seemed a fool proof way to build credit. Fizz is really good. They have little things they teach you about how credit works and how to learn to be responsible. The best thing is it really doesn’t function like a credit card, but more like a debit card. So I could never put myself in the whole like I had with other cards. Sorry this is all a little round about, but I truly do think this is a great beginner card. P.S. I never used the premium version. I’ve thought about it but have not committed yet. So this review is just for the base version.

6002bert ,

Fizz is Helpful and Personal

I joined Fizz because I’ve followed Kyle Prue on TikTok for longer than he’s been promoting Fizz. I saw his commercials and then saw my credit score and said “hey, maybe that will help me”. I’ve had a couple instances where I’ve had to message for assistance, and that process is so easy and personal as well, actually texting with a real person who does everything they can to help and make sure that what they say is accurate. As recent as today, I messaged because I have a balance and my paycheck hasn’t come in as expected and I was stressed that my balance would negatively affect my credit and close my Fizz account. They were able to extend my deadline to accommodate me and they were so friendly and understanding about it. My credit score has improved since using Fizz, and I would give actual stats but I’ve also done other work so I can’t say it was all because of Fizz, but I’ve gained a significant amount of points. As someone who is in debt because of being a dumb kid and also because of debt that I couldn’t really avoid (medical bills sent to collections), it’s very helpful that I can only spend what I have, and that my own money is helping my credit.

Sorrow Sage ,

Fantastic Card for Building Credit and Managing Finances!

The Fizz debit card has been a game-changer for me! As someone looking to build credit responsibly without the risks of a traditional credit card, this card is perfect. It connects seamlessly to my checking account, so I never have to worry about overspending or racking up debt. What I love most about Fizz is its automatic credit reporting. Every purchase I make helps build my credit score, which is an excellent feature for young adults or anyone trying to improve their financial health. The app is user-friendly and provides real-time transaction updates, making it easy to track spending and stay on budget. Fizz also rewards you for everyday spending, which is a great bonus for a debit card. Their customer service is top-notch, always ready to help with any questions or concerns. If you're looking for a simple, secure, and effective way to build credit while managing your finances, I highly recommend the Fizz debit card. It’s a smart choice for anyone who values financial growth and transparency.

App Privacy

The developer, ShoulderTap Technologies Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Search History
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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