MAJOR UPDATE
Cash Advances Now Up to $100
Eligible members can now access Floats up to $100, giving you more flexibility for everyday cash-flow gaps.
FloatMe: Fast Cash Advance App
Instant Money Before Payday
Only for iPhone
Free
iPhone
Meet FloatMe, your Best Financial Friend — here to help you get, manage, and save money. Connect your bank account and request a Float, a cash advance sent straight to your account. No credit checks. No interest. No tips, ever. Repay when you get paid or can afford it.
FLOATS / CASH ADVANCES*
Pay bills, get gas, or grab groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app, connect your bank account, and you're off. Request a Float and we'll deliver it to your bank in three business days or less. Need it now? We'll expedite your Instant Float within seconds for a small fee.
First time approval amounts range from $10 - $50. Eligible users may qualify for larger Floats over time, up to $200. Not all users will qualify and many will not qualify for the maximum amount right away. Average Float amount is $53 (as of July 1, 2026).
SUBSCRIPTION MANAGER
Still paying for that free trial you started in March? We'll find it. FloatMe spots the recurring charges hitting your linked account and puts them all in one place — what you're paying, how often, and what's coming up next. Keep the ones you love, cut the ones you forgot about. Included with membership.
CREDIT MONITORING
Know your number. Check your Equifax credit score in the app, watch how it moves over time, and get a heads-up when something changes. Checking here won't ding your score. Also included with membership — no extra charge.
MARKETPLACE OFFERS
Find easy ways to earn a little extra, like taking an online survey or testing a video game. We hunt down deals and offers worth passing along to our budget-minded members.
LOW BALANCE ALERTS
Always know where your balance stands. If you opt-in, we'll give you a nudge when funds are running low, so you can dodge those pesky overdraft fees.
MEMBERSHIP
Membership costs $6.99/month and provides access to FloatMe's suite of financial products and services, including Floats, Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts. Membership will auto-renew until canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com. Uninstalling does not result in cancellation.
*Floats/Advances: FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. Floats are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Repaid on the Repayment Date you set. Instant Float fees are not included in the monthly membership cost and are optional. Instant Float fees vary from $1.00 - $10.00. Delivery times may vary between banks.
Eligibility criteria apply. A FloatMe account is required to request a Float; approval is not guaranteed. You may request a Float without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Float is optional and carries a fee. Availability varies by state. Average Float Amount is $53 (as of July 1, 2026).
Example 1: A $50 Float sent via ACH and repaid on the Repayment Date you set, with 0% interest and $0 in fees. Total Cost: $50.
Example 2: A $50 Float sent via optional Instant Float for a $5 fee and repaid on the Repayment Date you set, with 0% interest. Total Cost: $55.
Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents.
FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Tilt, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance
Privacy Policy: https://www.floatme.com/privacy-policy
Terms & Conditions: https://www.floatme.com/terms
FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205
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Journey to higher float amounts, easy-to-use budgeting tools and more!
The developer, FloatMe, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- FloatMe Corp
- Size
- 105.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls. - In-App Controls
Age Assurance
- Copyright
- © 2026 FloatMe, Corp