Fluz Cashback 4+

Your money on max‪.‬


    • 3.6 • 942 Ratings
    • Free

iPhone Screenshots


Welcome to cashback on tap. Where you can earn a minimum of 1.5% cashback on everything, up to 10% at the retail biggies, and 25% to 50% at special moments. 

Fluz is the collaborative earnings app that rewards you for your everyday purchases, all with no minimum spends, minimum balance, or limits on earnings. It’s where having friends pays, literally, as you’re rewarded for helping your friends (and their friends) make smarter financial choices. All with no commitment, no monthly/annual fees, or any interest. This is Fluz: cashback from every direction and every connection.

1. Use Fluz to pay anywhere Mastercard® Debit is accepted + hundreds of select merchants with enhanced cashback.
2. Earn cashback instantly and withdraw to your bank, Venmo, or PayPal account.
3. Earn $5 when each friend joins Fluz (your friend also gets $5 for joining, too!)*.
4. Earn additional cashback when friends (and their friends) use Fluz to pay.

• Shop at the places you love and earn a minimum of 1.5% cashback everywhere*.

• Check out our app for special offers and promos for cashback rates of up to 25% back.

• If the merchant you’re shopping at doesn’t appear in our app, simply generate a 1-time card and pay anywhere Mastercard is accepted and earn 1.5% cashback instantly.

• No fees, ever*

• No hold periods for cashback to show up

• No credit checks

• No points to cash in

• No receipts to scan

• Stack coupons on top of your purchases to add an extra layer of savings onto your earnings.

• Got a rewards credit card? Use it to pay with Fluz and earn cashback on top of your points and miles.

• Parties are collective earnings events where you and your friends can earn up to 50% cashback together.

• As more people join and shop the party, you’ll unlock even higher cashback rates for everybody - together.

• Around here, sharing is caring. Join a collaborative community of people maximizing their money - one that's stronger because we’re earning and winning together. 

• Grow your network by inviting your friends and earn cashback every time they do. With each person you invite, you get $5 and so do they.

• When your friends invite one of their friends, that person also becomes part of your network, and when they earn cashback, so do you.

• Use money earned from cashback to pay friends.

*Each Fluz Member that refers a new Member will earn $5 in their Fluz balance when the new Member makes at least two (2) purchases totaling at least $25. The new member may earn $5 in their Fluz balance for completing app setup.

*There are no fees for 1-time card and gift card transactions funded by a US bank account made in the US. There are fees for funding your digital wallet balance via Debit or Credit card. There are international currency conversion fees charged by Visa for international transactions on the 1-time card. 

*Fluz will report all transactions funded by ACH debit or Debit cards to Experian and TransUnion. Members have the option to opt out of credit reporting for all successful transactions. There are no fees associated with credit reporting services.

*Fluz 1-time cards work online everywhere Mastercard Debit is accepted. Fluz 1-time cards work in-store everywhere Mastercard Debit is accepted ApplePay or GooglePay is accepted in stores.

*In order to use this card, you must agree to the terms and conditions of the Fluz Authorized User Terms and fee schedule, if any. The Fluz 1-time Mastercard is issued by Patriot Bank, N.A., pursuant to a license from Mastercard.

What’s New

Version 5.3.7

We made improvements and squashed some bugs to help you earn cashback.

Ratings and Reviews

3.6 out of 5
942 Ratings

942 Ratings

Kopoproductions ,

App went from great to ehh


I was having an amazing time with this app. I was getting the highest return and I was marketing the app to friends. Until they paused my account because my display name was not matching my actual name. After speaking to the representatives and fixing the issue I was no longer able to utilize the highest return because my bank account was no longer connecting. I reached out to them numerous times about the issue and after a few emails they finally were suggesting tips and tricks that I already went through (delete app, force quit app) basic trouble shooting. I assume they grew tired of the issue that they finally gave up and informed me they can’t fix the issue because chase bank simply isn’t connecting as of now. So now I am stuck with only receiving half of the return and it’s just frustrating that 2 or 3 months have passed and my balance could be doubled but unfortunately it increases by change because again… the app prevents me from connecting my bank account. I am losing money on every single purchase only because the developers can not fix their own issue on their app. This is me venting at this point. Hope the right developer gets this message and can finally pull some strings to get my situation straightened out.

P.S. - I also reached out about a gift card that did not work and this was about 3 weeks ago… have not gotten an update since then.

Developer Response ,

Hi there, our deepest apologies for this. We've been working hard to resolve the bank linking issue and we should be able to sort this out for you now :) Please reach out to our Customer Team via the In - App Chat so we can assist with your gift card & get you back to earning the highest cash back rate ASAP!

Discovering Hidden Gems ,

Great way to save money and make money

I browsed this app to see if it was right for me since I truly don’t spend much money outside of basic necessities like gas and groceries. I found this app has value for people like me because of how much I could earn in referrals instead. I know plenty of people with disposable incomes that go out to eat on a daily basis or go shopping frequently that will save money by using this app. When they do that I earn money too so it’s a win for everybody! The videos are a great tutorial because it was a little difficult to understand upon first logging in. There are a huge number of stores and restaurants that appeal to everybody, so everyone will be able to find SOMETHING that they can benefit from. I will be recommending this!

209NDG ,


This app is doing something shady with your information. I made one (and only) purchases. Got a discount. Thought great. I’ll make another purchase with the app. About 5 minutes between purchases. All of a sudden my account is paused. They claim my identity needs to be verified? So this app will allow a transaction without them verifying your identity? So I requested my account be unpaused as the button in the app instructs. I finally get a response back from them get a week later via email. The tone of the staff responding to my several inquiries (because I wasn’t getting a response) was that of irritation. Asking why am I opening so many help tickets and they would close the other tickets because my issue was resolved. BUT IT WAS’NT! I was still waiting for an explanation. A couple more days later I get an email saying that they’re not able to unpause my access due to suspicious activity on other accounts associated with mine. I don’t have other accounts. I use several app’s similar o this and never had an issue. Their customer service is horrible. Unwilling or unable to explain a reasons for the issue in question. Their response time is the worst. I truly believe they’re selling your information and invading your phone privacy regardless and f what they say. SHADY SHADY SHADY.
If I could give zero stars I would. Don’t do it.

App Privacy

The developer, FluzFluz, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Search History
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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