Four | Pay Later 4+

Pay Later at 1000's of stores‪.‬

Four Technologies, Inc

Designed for iPad

    • 4.3 • 3.5K Ratings
    • Free



BUY NOW, PAY LATER at all your favorite stores!

Four allows you to buy what you want today and make four equal payments every 2 weeks, interest-free.

The Four app makes it easy to purchase using Four and manage your orders.

- Pay later at all your favorite stores.
- View all of your Four orders, payments and payment history.
- Make and manage payments in the app.
- Manage your payment methods and get notified before a payment is due.

Check out all of Four's latest retailers in the retailer directory within the app.

What’s New

Version 1.14.48

Bug fixes and improvements.

Ratings and Reviews

4.3 out of 5
3.5K Ratings

3.5K Ratings

Never Enough Polish ,

I love this app!!

So hear me out, I know there are some nasty reviews on here:

Pretty good app for installment payments, especially if you like discovering new stores and supporting small businesses. I’ve enjoyed using them.
I can’t think of any cons, but here are some things worth mentioning to people who are considering using Four:

- If you place an order and it gets refunded, it can take several days to update. In my case, the entire order was refunded immediately and they hadn’t reimbursed me for my initial payment in 2 weeks. I was able to get this corrected by emailing customer support but it did take a few days.
- Sometimes certain stores can’t verify the card Four gives you, so the hold on your bank account for the initial payment is still there. It takes a few days to clear and release that money back to you.

Overall, I think it’s a good payment installment app. I like discovering new stores and love that Michael’s is on there most of the time. After placing some orders, my limit was increased so that was a nice surprise.
There are some kinks for them to work out, like with any type of software, but I haven’t had any major issues like some of the other reviewers.

groupiepon ,

Charged me and I never got my order

My first order with four went very well. No issues. Was able to order through the app and everything went smooth. My second order however was a nightmare. The app kept freezing up. I finally got my order placed after having issues using the four card to pay for my order. They took the money out of my bank account, but my order never showed up to the merchant. I emailed and tried to chat with a representative to fix the problem, and sent in screenshots of my bank account to where they took the money out. Customer service replied, asked for the pictures and the problem, and I waited 30 minutes on the chat waiting for a response and got nothing. Finally they came back and said they were passing it to somebody. It has now been over 24 hours and I still have not received any information about moving forward with my order (which is what I wanted to do) or a refund. I use “buy now, pay later” apps all the time. I probably have almost all of them that are available in the US. By far Four has been the worst on customer service and communication.

helllorosie ,

Lots of room for improvement

It’s good, but could be better. Not the most user friendly, I feel like for every little thing I need to contact customer service, which isn’t ideal. They add on a lot of new stores frequently which is great, but with how troublesome the app is it’s almost not worth purchasing. I can never get the card to generate at checkout like it’s supposed to. Customer service advises it will automatically populate at the bottom of the screen when you’re at the payment tab to order, but that has never happened for me. I always have to contact customer service for assistance, only to be told they’ll escalate the issue to someone else, or that the store is down for maintenance. Their customer service chat platform is horrible. When a rep finally connects to help, it’s not a live chat like I would hope, or like other stores have for customer service chats. A live chat would work so much better, because right now it works like an email system. Their competitors are much better, hopefully they’ll make improvements.

Developer Response ,

Thanks for your review hellorosie!

We appreciate the feedback and are constantly working to improve our app!

App Privacy

The developer, Four Technologies, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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