Freecharge: UPI, Pay Later 4+

Recharge,Money Transfer & Loan

Freecharge Payment Technologies Private Limited

Designed for iPad

    • 4.6 • 4.5K Ratings
    • Free



With over 27 million users, Freecharge is one of India’s leading payment apps. But we are not limited to just mobile recharge and bill payments, you can now do a lot more on the Freecharge app. Get instant credit, make one-tap payments, and avail exclusive online offers with Freecharge Pay Later. Use the Freecharge app to apply for a credit card, pay insurance premium, create BHIM UPI ID, transfer money via BHIM UPI, FASTag recharge, DTH recharge, utility bill payment like electricity, water, gas, broadband, and landline. You can even invest in Mutual Funds, SIPs & Express FD, buy/sell digital gold, get exclusive deals from top brands, pay for movies, entertainment, food, shopping, etc. and also purchase Gift Cards.

What's in store:
• Freecharge Pay Later: Expand your budget with Freecharge Pay Later. Get instant credit up to ₹10,000/month, 30-day repayment period, and shop online/offline at 25,000+ stores with just a tap.
• Scan and Pay: Making payments or transferring money has never been so easy. Scan any QR transact using Freecharge UPI.
• UPI Payments: Powered by Axis Bank, you can set up your ‘@freecharge’ BHIM UPI ID for your existing bank account(s) in the Freecharge app. Simply create a UPI PIN and make easy UPI payments at any time, from anywhere, to anyone.
• Mutual Fund: Power-packed with features to help you make intelligent investment decisions. Choose top-rated funds (ratings by Value Research) from top AMCs like Reliance, Axis, Aditya Birla, DSP, Motilal Oswal, ICICI Prudential, and more. The 100% paperless process lets you start investing in 2 minutes with just ₹500.
• Gold: Buy Digital Gold online through Freecharge. It’s 24K, 99.9% pure, secured by SafeGold in partnership with Brink and IDBI Security Trustees. Avoid the hassle of storage or security and buy/sell digital gold on Freecharge.
• Express FD: Open a Fixed Deposit in just 3 minutes with as low as Rs.5000. It’s powered by Axis Bank but you don’t need an Axis Bank Savings Account to open Express FD. It’s a completely digital process, so no bank visits are required.
• Loans: Need funds urgently? Get pre-approved instant personal loans at the best rates. Disbursed by Axis Bank, the loan process is fully digital & requires no security.
• Loan EMI Payment: Say goodbye to those long bank queues. Simply pay your loan EMI from the comfort of your home in just a few minutes.
• Rent Payment: Save your salary. Be smart. Pay rent with credit card on Freecharge and earn reward points.
• Mobile Recharges: Get amazing cashback offers on JIO Recharge, Airtel Recharge, Vi Recharge, and BSNL Recharge. Find all the plan details and choose the one that suits you best.
• DTH Recharge: Get amazing offers on Tata Sky Recharge, Airtel DTH Recharge, Videocon D2h Recharge, Dish TV Recharge, and Sun direct recharge.
• FASTag Recharge: Travel worry-free, non-stop. Recharge your FASTag on Freecharge with exciting offers/rewards.
• Utility Bill Payments: Get rewarded for electricity bill payment, water bill payment, gas bill payment, postpaid bill payment, and broadband bill payment on Freecharge.
• LPG Gas Cylinder Booking: Get exciting cashback offers/rewards on LPG cylinder booking on Freecharge.

App permissions and reasons:
Location - This is for our Nearby feature to find the closest stores & deals around you
Contacts - Used to better identify the phone numbers you are recharging
Camera - Used for scanning QR codes
You can contact our customer support team at for any suggestions, queries or comments.
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What’s New

Version 7.1

Bug fixes and performance improvements

Ratings and Reviews

4.6 out of 5
4.5K Ratings

4.5K Ratings

jupitorjue2k2 ,

A great app for recharge and bill payment

FreeCharge is a great app for recharging and bill payments. I'm here at US now, FreeCharge allows me to pay bills for my old mom and dad, do mobile recharge for them easily, pay the electric bill and numerous other things with a fingertip. Plus it has a great cash back program and doesn't charge any convenience fee for any of these services. You are great FreeCharge keep rolling.

sonu151 ,

Faulty app- doing fraud to people - be alert

This app is buggy which do fraud to people money. Your money will be get deducted from OTP page and page will say OTP incorrect. They have inbuilt page for this that is doing fraud to people. I raised complaint but nothing happens till now.

hrpanjwani ,

Great app but missing features

It is very useful for online payments and gives good cash back deals regularly.

But needs to improve in some ways. Positioning of some UX/UI elements is inconvenient. Need ability to delete old accounts. Need ability to mute reminders permanently. Add these to make a better app.

App Privacy

The developer, Freecharge Payment Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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