Gerald: Cash Advance App 4+

Use Overdraft to Pay Bills‪.‬

Gerald Technologies, Inc

    • Free

iPhone Screenshots


Paying bills sucks. It sucks even more for about a third of Americans that are living paycheck to paycheck and struggling to pay bills on time. Streamline and automate bill pay with Gerald Wallet, and kiss overdraft and late fees goodbye. Never manually pay bills again!

Gerald is on a mission to eliminate stress about paying bills. No credit checks, no interest or hidden fees. Just the benefits of Gerald Wallet, your overdraft advance and bill pay companion.

Never worry about bills being paid on time again! Sign up with Gerald Wallet, hook up your bank accounts and connect all your household bills. We track, manage and make bill payments on your behalf after you connect biller accounts. You can even fund your account automatically from a regular bank account by setting up automatic direct deposits. All your bills are tracked and paid in one app.

Don’t have the money to pay your bills on time? We cover up to $215 instantly on household bills to make sure they are paid on time. Plus, set up an early direct deposit and automatically get up to half of your paycheck in advance! No interest or hidden fees.

Improve your credit score with Gerald! When you sign on for autopay, we send credit bureaus regular bill payment history reports. Start improving your credit score, and start reaping the benefits of better credit within months.

Make your bills pay you! Earn cash back and rewards by using your Gerald FDIC-insured* checking account and your Gerald debit card to pay your bills. Setting up a Gerald FDIC checking account has the same functions as other accounts. As a Gerald customer, you may deposit or take out money without any restrictions or fees.

Make Gerald Wallet your one-stop-tracker for all your household bills, including:
- Mortgage
- Cable
- Auto Insurance
- Rent
- Internet
- Life Insurance
- Utilities
- Phone
- Auto Loans
- Medical Bills
- & more!

Download Gerald Wallet for free, then set up your account in minutes.
*FDIC-insured up to $250,000.



Gerald Technologies is a financial technology company, not a bank. Banking services provided by Piermont Bank, Member FDIC.

What’s New

Version 1.2.7

* Fixed bugs and performance issues

Ratings and Reviews

4.5 out of 5
3.6K Ratings

3.6K Ratings

armysoldierof1 ,

great app

When first trying Gerald, it was a means to help cover bills with extra emergency funds and get me through the next payday for "what if" scenarios. I haven't had any bad experiences using Gerald; which the overdraft protection is modified based on income from your paycheck. Its a good concept to ensure being able to payback what you cash out so it doesn't affect you negatively. Although not being able to get an advance recently, I look forward to my future advances that I'm qualified to receive.

Developer Response ,

Hi, thank you so much for your 5-star review! It makes us feel good that we were able to help you with your bills and alleviate that stress in paying some of your bills. Sorry if you're not able to get a new Overdraft Advance, there's a possibility that your bank situation changes (compared to the previous overdraft that you got approved with) resulting to the engine may have find it not able to meet certain requirements. Please do contact us at if you want to know further.

spookymangorince ,

Possibly the worst app.

I’ve been struggling for weeks to get my account closed or at least unlink my bank account from the app since I have not actually used the apps benefits. I’ve been charged a fee for the services and my account continues to be open. When I initially signed up I thought I would be using it but after encountering countless of technical errors and fallouts I knew that the hassle was not worth the the services provided, i. e very limited amount of services provided. Well what do you know? It’s almost impossible to do anything on the app without it force closing or crashing. Support is non existent. I have emailed the “support team” twice with weeks going by and no response. When you are in the app and try to reach out to chat support you get the same “unavailable” message. It’s almost like it’s done on purpose to prevent you from canceling. It’s probably been one of the most frustrating part of my week. Anyways, I’ve reached out to Apple, working hard to submit enough feedback to hopefully get this app removed from the App Store all together. I believe that Apple has a policy on ethical business practices & unfortunately this app does not align with that.

Developer Response ,

Thank you for the review and for bringing this to our attention. Let's get you in touch with our customer success team. Please send over a message to, and we’ll be happy to help.

Senseijosie ,

Worst cash advance app EVER (DO NOT INQUIRE)

Support team and the developers do not care at all. They take it as a joke. They will send you an automated response. Which most likely be under this review as well. “Please contact our support team and they will be more than happy to assist you.” LOL please do better if you’re gonna run a so called “business” more like a scheme.. well you came to Gerald for a cash advance.. oh you sure will get one, but within 2-3 weeks.. you have to pay for the premium membership and once you deactivate your membership they will not let you delete your account. It says it will take 30 day to delete your account but it won’t happen. They’re lousy and slow with everything they do. You can contact their support team which is probably one of the lousiest teams you will ever come across. They are in no help what so ever. They also keep transferring money from my main bank account to the Gerald bank without my authorization. They’re just making it inconvenient for me to cancel my account. Don’t be fooled. Please stay away from this App!!!! Take your business elsewhere. You won’t regret it!!

Developer Response ,

I'm sorry, if you experience any issue or we didn't meet your expectations. We strive to help every customer who uses our services, so we greatly appreciate your feedback. Can you send us an email at so we can further assist you?

App Privacy

The developer, Gerald Technologies, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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