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Description

Introducing GO2bank! It’s the ultimate mobile bank account, packed with the features you’d expect to make it easier to manage your money. We’re a Member FDIC bank and a brand of Green Dot Corporation which has 21 years of providing innovative financial services to over 33 million consumers in the U.S.

• No monthly fees with eligible direct deposit.¹
• Free nationwide ATM network.²
• Earn over 10x the national savings rate average – High-yield savings account, 1% APY on savings, paid quarterly, up to $5,000. ³
• Earn up to 7% cash back when you buy eGift Cards from nearly 100 popular merchants in the app.⁴
• Overdraft protection up to $200, with opt-in and eligible direct deposit.⁵
• Get your pay up to 2 days early with ASAP Direct Deposit™.⁶
• Build your credit over time with responsible use of a secured credit card.⁷
• Refer friends to GO2bank to earn rewards.⁸
• Lock and unlock your card with a tap of the app.⁹
• Transfer money from a linked debit card to your GO2bank account.¹⁰
• Cash a check from the comfort of your home.¹¹

Visit GO2bank.com to learn more.

Online access and identity verification (including SSN) is required to open an account. Mobile number or email address verification and mobile app are required to access all features.
See Deposit Account Agreement at https://www.go2bank.com/content/dam/go2bank/legal/about/docs/go2bankdaa.pdf for fees, terms and conditions.

¹ Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.

² See app for free ATM locations. $3 for out-of-network withdrawals. ATM owner may also charge a fee. ATM limits apply.

³ Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1% Annual Percentage Yield (APY) as of May 2021. APY may change before or after you open an account. The average national savings account interest rate of 0.06% is determined by the FDIC as of 5/17/21. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

⁴ Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change.

⁵ Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.

⁶ Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

⁷ Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.

⁸ Terms and conditions apply. See GO2bank.com/refer-a-friend.

⁹ Previously authorized transactions and deposits/transfers to your account will function with a locked card.

¹⁰ Fees and limits apply to debit card transfers.

¹¹ Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees may apply. All checks subject to review for approval. For more details, visit https://www.ingomoney.com/partners/greendot-terms-conditions/.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/content/dam/go2bank/legal/about/docs/technology-privacy-statement.pdf

What’s New

Version 1.12.0

New in this version:

GO2bank accountholders can now earn rewards when referring friends and family to GO2bank through the app. ⁸

Ratings and Reviews

4.7 out of 5
5.1K Ratings

5.1K Ratings

BuccaneersGirl ,

Alright

Just started using my card. It’s okay so far. I am having my taxes deposited onto it so hopefully no issues will occur. I have seen a lot of negative reviews so far. So far tho, I haven’t had any troubles with connecting it to Apple Pay and doing instant apple transfers to it. I am unable to use the debit card feature to add money it always says unavailable even tho it’s from a us bank but that’s not a deal breaker at all for me. I do wish that they had save your charge. Other then that the card is alright.

Developer Response ,

Hello, we are happy to welcome you to our GO2bank family and we appreciate your feedback. Your voice has been heard and we will do our best to add additional features to enhance our customers experience. Thanks and welcome again!

joey2410 ,

Ok at first

At first seemed like a good prepaid bank account that Gave you a decent overdraft amount credit if you met certain criteria. I met all criteria and was given the 200 overdraft protection which helps someone just starting a small business out for the first 2 months all was good then out of the blue I get a message saying my overdraft protection has been suspended to call the number on the back of the card which I did and after being on hold for 30 minutes the rep comes back on the line and tells me it’s because I went over the limit of over drafts fir the statement period first of there is no mention of a limit when you sign up for it second of all for the first 2 months there was no limit I called again to try and get info and to make a case after speaking and being on the phone for a almost an hour I got hung up on. Will update if gets resolved

Developer Response ,

Hey Joey, We are sorry to hear about this experience. We would love to chat about this experience and get things resolved. Please go to www.go2bank.com/help/contact-us and select the "HELP" icon on the lower right to start a chat. Our agents will be happy to assist.

babydoll764 ,

Started off good but now it’s bad

For some reason they locked my card for unusual activity but I was the only person using my card and what I also realize is that every time I try to add money to the account that I created with a GO2bank they block everything. I have close to $1000 from my work paychecks. My card has been declined at the ATM and they blocked my account from making purchases in store and online. Do not trust them please. I use Go2bank as my direct deposit account but now that I can’t transfer anything into my account because it’s blocked I’m very disappointed and now I have to go find a new bank for work. They also have terrible customer service and the customer service representatives are very rude, they don’t answer your questions properly, they cut you off, and they take forever to respond.

Developer Response ,

Hi. We're sorry to hear about your experience, and we understand how important to have access to your account. We hear your feedback, and the feedback that we receive from our customers is very important to us, as it will help us identify where we need to improve. We would appreciate it if you gave us a chance to review your account and find a way to make things right. Please reach out to our customer support team at www.go2bank.com and clicking the floating “Need Help?” to initiate a chat. -AT

App Privacy

The developer, Green Dot Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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