No overdraft fees. No worries. Try GoBank’s award-winning mobile app now!
GoBank is a new checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no overdraft or penalty fees) and feature-rich (keep reading for a sneak peek). Bonus? You're always welcome to apply for a GoBank account even if you've been turned down for a checking account before.
NO OVERDRAFT FEES, NO PENALTY FEES, NO NSF FEES
Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean.
GET PAID UP TO 2 DAYS FASTER WITH PAYROLL DIRECT DEPOSIT
Many employers notify the bank of payroll direct deposits before the “official” payday. If we receive early notice, we’ll deposit your pay into your account early. Ask your employer when they submit their direct deposit information to the bank. Your employer may not submit early every pay period.
SIGN UP FOR DIRECT DEPOSIT
If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!
We have a network of ATMs (translation: it’s HUGE) nationwide*. That’s way more ATMs than Bank of America or Chase**. Find the free ATMs all around you with our ATM finder.
Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free.
SEND MONEY FAST
Quickly send money to friends, family and even the dog groomer. We notify them via email or text message.
Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Other retailers may charge a fee.
Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload a picture of your ID.
FREE ADVICE: FORTUNE TELLER™
Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created.
FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.
Questions about your GoBank account or your Uber Debit Card from GoBank?
1. Call us at the number on the back of your card (24/7 support).
2. Or log in to gobank.com & email us through the Contact Us page.
Stay in touch with us!
Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have.
*For ATM withdrawals made outside of the GoBank ATM network, a fee will apply. Plus any fee the ATM owner may assess. So, um… just use our free ones. K?
** Source: Chase.com and BankofAmerica.com, as of November 5, 2014
GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.
©2013-2019 Green Dot Bank. All rights reserved.
Technology Privacy Statement: https://m.gobank.com/banking-agreement
We've made some fixes and now support the new iPhone XS, XS Max and XR.
Ratings and Reviews
Best Prepaid and Mobile Bank Available
I see bad reviews for petty reasons what more do you want for a easy banking experience with no fees or penalties: if you’re looking for all the luxuries of a expensive bank with a checking and SAVINGS well than go irl and go through the hassle! And to complain about the stash and unstash functionality is ridiculous maybe you need to have more self control on your own money handling issues because all the reasons that this bank does is to protect you and you’re money from theft!! Now for my reasons is quite simple I can load free at wal mart or a simple 5 dollar fee at other locations; yes there’s a fee for atm withdrawals but another simple way around that is to get cash back at a register which is amazing since all other cards I tried before run as credit! Gobank gives u a real pin and debit function; also my gf goes out of state once a year and now she has a account so we can send money from each other in the matter of minutes and for free! Now I don’t have to go to all the headaches of western union it’s as easy as sending a text message and bam she has money and I don’t have to worry about her and my son being without any! I can say lots of other Positive reasons but I’ll keep this short as I can cause other than expensive banks and other horrible prepaid “banking” the Choice is easy this a Winner Of A Mobile Banking option A++
Developer Response ,
We're so happy to hear that you're satisfied with our app. Mission Accomplished! We do our best to offer alternatives to traditional banks by offering a variety of features and simple fees. We hope that you continue to enjoy your GoBank app and all its great features.
Green Dot Corporation
Very simple and convenient to have
I like this bank alot, I use this card nearly everyday lol and I don’t get locked out or never had anyone tell me I’m using it too much or can’t take a certain amount off, NO OVERDRAFTS and this is still considered a checking account, I can do certain things that wouldn’t be accepted with a regular debit card and avoid expensive fee all because I don’t have a debit card, like apply for credit, no extra fees when paying electric bill, pay my rent with a real check instead of a money order, This has helped me out a lot and has been a real convenience to me. I will say that I had a check once and used the feature online to take a pic but the 7 day wait for my check was horrible and I never used that feature again. Lol sorry but I get 2 direct deposits and just swipe, atm fees are way too expensive, I payed like 5 for taking $20 off, please do something about that... also Walmart cashiers sometimes mess up and I wish there was a branch, instead of adding $100 I’m out of $100 because I have to go dispute it and I know there’s very little Go bank can do, I would think green dot would have branches by now since they are so big. But other wise I like this card a lot has helped me get a credit card and take away some fees for having a checking account.
Developer Response ,
Thank you for taking the time to communicate your concerns with us. We appreciate your feedback. We understand you disagree with a few of our terms and agreements ,and thank you for still allowing us the opportunity to be your alternative to traditional banking. We also thank you for your suggestion, we will forward it to the correct team. Thanks, Green Dot Corporation
The app is awesome, banking policies need work
I have used several “prepaid” cards for banking for paying bills, online shopping, and for saving money for years now. I really like GoBank so far. The app is super easy to use and I never have a problem with it. The fact that it is free to load is awesome! I’m a bartender, so I load money more than the average person. Now, on the flip side, I don’t like that the monthly fee is $8.95 considering I load literally thousands of dollars every month. The last card I had, would waive the fee if you loaded $500 a month. In the grand scheme of things, $9 isn’t that much money, but it’s still $9. I also wish I could figure out how to get a duplicate card. My husband works out of town 5 days a week and sometimes I need to send him money. It would be very convenient to have a second card that I could load and he could use immediately. There was a Greendot card that allowed us to have 2 cards and it was the best. So... maybe something to consider?? This is the best choice as far as banking goes that I have found so far but if they made those minor improvements, it would be perfect! I would definitely rate a 5 if I was able to obtain a duplicate card. Please work on that!
Developer Response ,
Great feedback! Thank you for taking the time to share your experience with us. Unfortunately at this time GoBank does not offer the option to add a secondary cardholder, however, we will forward your suggestion to the appropriate team. Please note, your Monthly Maintenance Fee is waived when your account receives payroll or government direct deposit totaling at least $500. If you have any question feel free to contact us through the number on back of your card. We're here to help!
Green Dot Corporation
- Green Dot Corporation
- 89.7 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- © 2013-2019 Green Dot Bank. All rights reserved.
With Family Sharing set up, up to six family members can use this app.