iPhone Screenshots


GradJoy saves you money on all your student loans! Interested in lowering your monthly payment, want to compare refinancing options or simply want to see how you're doing? GradJoy is here to help you!

• Your student loan copilot - GradJoy automatically connects all of your loans on your behalf. In less than 30 seconds, you will be ready to start saving on your loans.

• All your loans in one place - GradJoy's technology allows you to see all of your loans without having to worry who your servicer is. Long gone are the days of trying to juggle different passwords for each of your loans. Nelnet, Navient, EdFinancial, MOHELA, and many more are all automatically supported.

• Strategies included - We understand your financial goals and unique financial situation. This allows us to recommend a set of strategies that will help you save money and reach your goals quickly.

• Privacy & security at its core - GradJoy uses banking-grade encryption to manage all your personal information. From the moment you sign up, all your data is securely encrypted and only you can access it.

Join the thousands of graduates who love saving money with GradJoy. Learn more at GradJoy.com.

What’s New

Version 1.3.1

This version update includes bug fixes and performance improvements.

Ratings and Reviews

3.2 out of 5
12 Ratings

12 Ratings

uberbeaner ,

App is not even done yet?

They are advertising that you can receive personalized strategies for paying off tour student loans. BUT, when you try to look at that part of the app it just asks you to join the waitlist for strategies.

All you can do in the app is see your loans, thats it. The screenshots they show are not even implemented yet.

On top of that, I think they paid my university for access to their mailing list and emailed me to join the app.

Developer Response ,

Hi there,

Sorry for the confusion, and thanks for your feedback! I know it's disappointing, but we are working hard to move people off the waitlist every day. You should expect full access in the next couple of days. In the meantime, we would love to chat more about your student loans and see how we can help. Send us an email at: team@gradjoy.com
Hope we can connect!

kkorje ,

A must if you have student loans

Love that I can calculate how much I can save by paying more, having so many loans this can be difficult and annoying to do manually. The app is also so beautiful and easy to use compared to other debt planning or student loan planning apps. Excited to be able to try the other features in the advisor.

saragrke ,

I am saving $2,231 thanks to this app!

I have been wanting for an app like this for the longest time. The payment checkup is great if your loans are in repayment, I would usually normally just use an excel spreadsheet, but this so easy and fun to use. I am on track to saving over $2k now!!

If you have student loans this app is a must!


Forward Lending, Inc.
45.5 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2019 Forward Lending, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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