Grind24 - Mobile Banking 4+

Spend, Save, Earn Interest

Grind 24 Inc.

    • 3.0 • 19 Ratings
    • Free

iPhone Screenshots


Looking for a mobile banking app that can help you build a better financial future? Look no further than Grind24! Grind24 offers FDIC insured accounts, security features, and the ability to earn interest² on your money – all with no monthly fees! Plus, with direct deposit, you can get paid up to 2 days early. So download Grind24 today and join the movement!

You deserve an account that doesn’t cost you money. We have no monthly maintenance or minimum balance fees (unlike traditional banks).

We make it easy to get access to your money. Use the Grind24 Visa® Debit Card and spend where you need, and we give you Virtual Card to use securely online! And if ever need cash - just use one of our 60K+ fee-free ATMs at locations like CVS Pharmacy or Target stores nationwide!

Get your paycheck early² with direct deposit at Grind24. That’s up to two more days to do more with your money. Stop waiting and start getting paid early!

What if there was a way to make money without even thinking about it? With Grind24, all of your accounts will be earning interest¹ up to 0.15% APY!


Grind24 is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The Grind24 Visa® Debit Card is issued by Blue Ridge Bank, N.A.; Member FDIC pursuant to a license from Visa U.S.A and may be used everywhere Visa debit cards are accepted.

¹Annual Percentage Yield (APY) of 0.15% is effective as of 05/01/21. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account.

²Early access to direct deposit funds is available for post-dated direct deposits and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date

What’s New

Version 1.0.5

Welcome to Grind24! We will be updating the app regularly to improve the experience and address bugs. Please check back periodically to make sure you have the most up-to-date version of the app and take advantage of the newest features! In this release we are updating the following:

- Added Pay Bills Screen
- Improved Home & Account Details Screen
- Improved Recent Transactions, & Transactions View
- General Bug Fixes & Security Improvements

Ratings and Reviews

3.0 out of 5
19 Ratings

19 Ratings

Dubkicks ,

App crashes

Overall has potential but the little things matter. Every time I try & bank transfer the app crashes.

GojooSensei ,

Awesome product~

For anyone looking to get a debit card I highly recommend Grind24. The coolest things are that I’m able to get my paychecks sooner through work just by setting up direct deposit in the app & I’m able to earn interest on my money just sitting in my account!

Also, functionally the app is a lot easier to navigate through than a lot of other banking apps I have tried.

Developer Response ,

Thank you for your support. We're glad you are enjoying the app updates and receiving your paycheck 2 days early. Yes, your money is growing with earned interest! Grind24 has got your back!

yggrrr ,

Face ID

This could easily be a 4 to 5 star app but it desperately needs Face ID it’s really hard having to type in an email and password everytime u use it and the remember me feature on iOS is useless because it doesn’t even remember your email I have to type it in every time use the and also the money transfer feature is broken and have been for months I’m not to transfer money into another account using the app

Developer Response ,

So sorry to hear your experience with the app. We’re always working to improve our member experience and have many awesome features and changes coming soon. Our members are transferring funds each day but we want to make sure you receive the help you need. Please contact us at for further assistance.

App Privacy

The developer, Grind 24 Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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