Nearside Business Checking 4+

Modern Business Banking

Nearside Business Corporation

    • 4.3 • 148 Ratings
    • Free

iPhone Screenshots


With Nearside, say goodbye to traditional bank fees and earn more with 2.2% unlimited cashback rewards in 2022 on every purchase for your business.

Nearside provides a flexible business bank account that helps self-starters take care of business. Say goodbye to traditional bank fees, get unlimited cashback rewards on everyday business purchases, and get discounts on business software and tools. Spend less time worrying about your finances and more time perfecting your craft.

With Nearside, it's quick and easy to sign up with no credit check needed for our unlimited cashback rewards bank account. There's also no cost to sign up, no monthly fees or overdraft fees, and no monthly minimum balance requirements. Get unlimited 2.2% cashback in 2022 on everything you need to take care of business.¹

With Nearside, you'll get:

- A free business bank account with no monthly or overdraft fees, and no monthly minimum requirements
- 2.2% cashback in 2022 on everything you need for taking care of business or your side gig
- FDIC insurance on deposits up to $250,000
- Unlimited in-network ATM withdrawals from our global network of over 55,000 ATMs
- Your virtual debit card works with Apple Pay for safe online and in-person purchases
- Send money easily by ACH or by check through your Nearside dashboard

Learn More

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1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. Terms and conditions apply.

Nearside is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Nearside Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What’s New

Version 4.1.0

- Properly display pending transactions
- Display available balance in addition to current balance on dashboard
- Fixed virtual card rendering on iOS 14
- Improved banner animations
- Bug fixes and performance improvements

Ratings and Reviews

4.3 out of 5
148 Ratings

148 Ratings

slmarshall1 ,

So far… okay

I’ve been looking for an online business account outside of Netspend Small Business as they are very limited on features such as Apple Pay and ACH transfer out. This bank offers those features plus they’ve removed the $10 monthly fee. The only cons are they do not offer app notifications to let you know when your deposits arrive to the account or transaction notifications to make you aware of money going out. Those features would be nice instead of having to constantly login to check your account. Also I’m in the central time zone and my money doesn’t deposit until 11am-12pm my time which is 9am ish PST which is a downer since I’m a morning person and if I have errands to run on payday I’m having to wait half the day. But I’m going to give this company a little time to work out the kinks. They seem ok so far.

Burreazy37 ,

Easy & Useful!

I signed up for Nearside originally on a “trial basis” because they had a deposit bonus and a statement credit bonus. So if I ended up hating it, at least it wasn’t totally wasted time. After a couple weeks of using Nearside, I started the transition to make it my PRIMARY business account! I’m a freelancer, gig worker, entrepreneur, and I sell jewelry. It’s been hard for me to find a business account without a ton of minimums and requirements I have to meet that aren’t really suitable for my work. I don’t have a brick and mortar shop and I don’t meet the standards to be considered self employed by the IRS (which I’m not complaining). Anyway, with Nearside, I can send the payments I need to send. I get 2.2% cash back on my business expenses (plus other Nearside rewards). I get everything I want and need from
a business account without all of the stress that comes with deposit minimums and limits, AND NO FEES!!! That’s something that’s really appealing to me being a small fish in a big pond. Nearside might not be perfect for everyone, but it’s absolutely the best option I have found for me and my business.

Bluecon7 ,


I really dig Hatches interface for the app. The problem I have with Hatch is that they supposedly have been rolling out the business line of credit since I joined a year ago. Check with me in a few months. You will not see a 4 star. It’s going to be 3 or 5. I won’t wait forever.

App Privacy

The developer, Nearside Business Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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