Meet Hearth, your newest sales-closing tool. Financing can help you boost sales by up to 25% by offering financing to your customers. Built from the ground for contractors, our app makes it as easy and fast as possible to give customers more ways to pay.

Here’s how Hearth helps you close more sales:
• Serve a broad range of customers: We can find loan options for customers with FICO scores as low as 540.
• Find competitive rates: Rates start at 4.99% for loans up to $100,000.
• Fund projects in as soon as 24 hours: Customers can get pre-qualified from up to 10 lending partners in 1-2 minutes without affecting their credit score.

Unlike other financing partners, we don’t charge a dime in dealer fees when a customer gets funded.

You can use this app on any smartphone phone or tablet.

What’s New

Version 1.60.0

- Launch new financing and payment request flow
- Bug fixes

Ratings and Reviews

3.4 out of 5
37 Ratings

37 Ratings

Denver Carter ,

Owner Of DCR Construction Inc

Hearth is a great company to work with.
Having financing is such a vital importance to the small construction business owner, not all customers have the funds in order to have their projects done, they need help with the financing.
Hearth Is The Key To This.

gorillaorange ,

Ridiculously High Interest Rates

Apparently this app is only for people who have horrible credit and can’t borrow anywhere else. The 5.9 percent “as low as” seems to be a complete farce.

The first few people I ran through the process had impeccable credit and and income and were offered rates from 8.9-18 percent. I was incredibly embarrassed at how I represented hearth (the way they represented it to me) I won’t consider using Hearth again except for people who need a last chance option and don’t know how to find a payday loan store.

The last time I went to the county fair and played a midway game I was less conned then when I signed up for hearth.

Developer Response ,

Sorry to hear your experience has not met your expectations. We would love to offer a review of your account and applications with one of our account managers to see what happened and how we can help. Please give us a call at (512) 696-4141

HighVoltage900 ,

Incompetent onboarding

My business is based out of Maryland.

I got phone calls and emails from Hearth employees asking me to sign up.

I sat through demos, read reviews, exchanged emails and phone calls with staff, and finally decided to sign up.

I went through the entire process of registering my Maryland business with Hearth. It was not until after I paid my subscription, forced my staff to sit through training classes, and downloaded the app onto all of our devices that I found out a crucial piece of information.

Hearth does not work in Maryland.

I only found this out when I was sitting at a customers kitchen table and got our application denied. I looked incompetent.

This company wasted a massive amount of my time. I got a refund from them but still... what a waste of my time. Why didn’t anyone during the onboarding process question my location in Maryland?

App Privacy

The developer, Hearth, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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