This app is one of a few that can duplicate my financial spreadsheet without being overly complicated and costly.My requirement is to know what bills are due and when each month, total expenses and total income month to month.The app is very flexible when adding recurring, one time and periodic payments.In a very short time I entered the content of my spreadsheet and could see my monthly expenses total month by month and my discretionary income.The app has some graphical tools to see where your money is going and tools for budgeting purposes. The interface needs a little rearranging but is not a show stopper. Needs more options for printing. Overall a very nice app and does what I want it to.

This is really a 5 star program. I will deduct one star for an apparent “glitch.” I love, love, love this program. It has everything I need. I am having trouble with a few of the options, but that might be more not taking the time to figure it out. However, the whole purpose of my purchase was to see all my bills, so I don’t forget and know what is coming up. I love the calandar view and can see in colors if you are late, paid or in the future. Also I can view the details and sort by unpaid and go through my bills that are due. i pay my bills 2x a month, each pay day. Also I can easily see which ones are autopay and I leave alone. The bonus feature, I have all the info on my phone too— I love this sync feature. This program is amazing.I did deduct one star because of the bills that are due on the last days of the month. In March, all my bills were screwed up because we only had 28 days in Feb. I have a bill that is due on the 30th and the 31st. So it would seem obvious the bills would be due on the 28th of that month. However, it move over to the next month and every recurring month after that. I had to delete the recuuring bills with my “actual" dates to correct. However, just had the same issue. My bill that is due June 31st, moved over to my July bills. I just had to go and change to the 30th so I don’t have this issue, until Feb of next year. Then will have to go back and fix everything, unless developers can get this corrected. — I have a few other issues, but they are really minor and not worth the time typing or reading. For me, this is such a great program and has had me on track and not miss any of my bills. So now have a system and can easily pay all my bills at once sitting and it is so great.

I really do like the design of this app. It's fairly straight forward to set up and fairly easy to import in transactions from your bank with a little tweaking in excel. It's a good app if you're only tracking expenses from a single account. I would DEFINITELY recommend it.However - it's got a pretty major flaw if you're tracking flow between Checking and Credit Accounts.In order to track all of your accounts, you have to consider paying on a Credit Account as a transfer out of your checking Account to the Credit Account. Because of this, it removes the Payee as an expense and makes it a transfer. If you want to see your payment to a credit account under your expenses, you would have to double-dip, doing the transfer out from checking to credit account and then also put it in as an expense.

My wife and I have used this app for 8 years now (our entire marriage). It's wonderful to share our checkbook with this app. We use the forecast by putting all of our expected Bills and Income in for the next 2 years, and then viewing the forecast to see where we my need to be conservative, or where we can pay things off early or go on a vacation. It's wonderful, and we have had 0, that is zero, overdraft fees since we started using this app to manage our money.The only problem is, they have not made a bug fix or feature enhancement in the last 3 years. As a result, you might want to go with another app where the developer is maintaining their software. We'll see. Hopefully Anishu will start updating thier software again, and we'll be happy campers for another decade.