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Honest Dollar by Goldman Sachs™ is the digital retirement account platform built for today, to help you save for tomorrow.


Investing doesn’t have to be intimidating. We make it easier with an intuitive interface and automatic contribution options, so you can set it and forget it.


Feel confident that your money is working hard for you. Because Goldman Sachs is our parent company, Honest Dollar is able to leverage 149 years of financial experience.


We’ll get to know you and your needs through some straightforward questions. In this process, we’ll help you select your portfolio, set up your profile, and fund your Individual Retirement Account (IRA), letting you invest on your terms.

© 2019 Goldman Sachs & Co. LLC

Goldman Sachs & Co. LLC (“GS&Co.”) does not provide accounting, tax or legal advice. Nothing communicated to you on this app, should be considered tax advice. You should consult an independent tax professional regarding your personal circumstances. This material is provided solely on the basis that it will not constitute investment advice and GS&Co. is not a fiduciary with respect to any person or plan by reason of providing the material or content herein.

GS&Co. is a registered investment adviser and a wholly-owned subsidiary of The Goldman Sachs Group, Inc., a publicly traded bank holding company and financial holding company under the Bank Holding Company Act of 1956, as amended, and a world-wide full-service financial services organization. Model portfolios are developed by GS&Co. and invest in unaffiliated exchange traded funds. Brokerage services are provided by Apex Clearing Corp., a registered broker-dealer and a member of FINRA/SIPC. Investments are not FDIC insured. Investing involves risk and investments may lose value. Please consider your objectives before investing. Past performance does not guarantee future results. Investment outcomes and projections are forward-looking statements and hypothetical in nature. Neither this app nor any of its contents shall constitute an offer, solicitation, or advice to buy or sell securities in any jurisdictions where GS&Co. is not registered.

“Goldman”, “Goldman Sachs”, “Honest Dollar”, “Honest Dollar by Goldman Sachs”, and “The retirement benefit that benefits everyone” are service marks of Goldman Sachs & Co. LLC.

What’s New

Version 2.8.9

Minor enhancements.

Ratings and Reviews

3.9 out of 5
27 Ratings

27 Ratings

Bdem1991 ,

Make login easier

You need to add facial login or at least the ability to creat a pin to make login easier. I’m tired of having to type my email and password every time I want to get in. We’re almost in 2020, this shouldn’t be an issue.

Cathy-Lee Meredith ,

Behind the Times

I opened this account because of the competitive brokerage fee, but am quite disappointed in the overall experience of using the app. It doesn’t have a Face ID login, for example, requiring you to enter your full email and password each time you log in. Once you’re in, it is incredibly difficult to discern what the rate of return has been on your investments. I have to hand calculate my total contributions and subtract that from my total. It also appears to be one of the few financial apps that doesn’t sync up with Mint, leaving my overall financial snapshot without a key component. I’m glad it auto-regulates your contributions so you don’t accidentally contribute more than the legal limit. Overall, the app is not user friendly and makes the status of your investment quite opaque. It’s quite a hassle to transfer IRA accounts but I’ll make the effort because this is just so poorly designed.

Chaosedge ,

Great company and great customer service

I started my Roth IRA with honestdollar , I actually like their first platform, the new updated one they took away a lot of information, so you have to go to your statements to summaries gain/loss. Their customer service is top notch very friendly and always answers. I will be using this longtime.

App Privacy

The developer, Goldman Sachs, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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