InstaBIZ is ICICI Bank’s official Business banking Mobile Application

With the all new InstaBIZ: open current account instantly, make seamless vendor payments, get instant overdraft, make quick tax payments and enable easy collections.

InstaBIZ, would enable digital and instant fulfilment of more than115 products and services pertaining to Current Accounts, Business Loans, Collection and Payments, Foreign Trade, Investment and Insurance on a single mobile application.

ICICI Bank InstaBIZ caters to all banking and business needs of an enterprise combined with unparalleled convenience of both time and place. It caters to all the business needs covering all kind of banking transactions to manage collections & payments, tax management & regulatory compliance, foreign trade, loan and business networking. It will have every possible transaction of business banking available to the SMEs instantly at a click of a button. This would help them save a lot of their valuable time and give them unparalleled convenience.

The features of the all new InstaBIZ are:

Transaction banking

1) Single and bulk payments, invoice collections and point of sale collections

2) Online foreign trade transactions

3) Tax payments – GST, TDS and advance tax

Information services

1) View and transact from all your current accounts including loan accounts

2) Check your account balance, view and email detailed bank statements of your current accounts

3) View all your business loan related details in a single section including your sanction amount, ROI, renewal date

4) One view of all foreign trade transaction (including pending remittances for settlement, transaction status, etc.) and pending regulatory compliance viz. outstanding bills/LC/BG


1) Instant overdraft

2) Option to apply online for business loan, home loan, auto load and personal loan

Instant activation of products and services on click of a button

1) Bulk payment platform, invoice collection platform, online foreign trade transaction platform, bulk tax payment platform, etc.

2) Open a current account online in 4 simple steps

3) Instant insurance policy issuance

Business Management Tools

1) Free access to business networking platform

2) Access to business management tool to raise and manage invoices and bills, with advantage of auto bank reconciliation

Other value added services

1) Learn about the trends and other business management techniques from industry experts

2) Get exclusive offers for availing product and services offered by ICICI Bank

3) Get personalized recommendations on products to assist you in growing your business

What’s New

Version 8.1

· Now you can generate hassle free digital OTPs within the app, check out our iSafe feature from the hamburger menu.

· Outward Remittances - Outward remittances at your fingertips. You can now initiate outward remittances conveniently from your mobile phone using InstaBIZ

· Now link your ICICI Savings Account on InstaBIZ and access all your Personal Banking features on InstaBIZ itself! Check your balance, FD Details, Loan Details, avail Term Insurance and Cancer Cover, avail pre-approved personal loans, apply for home loan, all from the personal banking section of InstaBIZ

· Presenting Cardless Cash Withdrawal a simple and safe mode to withdraw cash 24X7 from ICICI Bank ATMs. All you need is the InstaBIZ app.

· Several other enhancements and a few minor bug fixes

Ratings and Reviews

3.2 out of 5
17 Ratings

17 Ratings

gvdarshan ,


NEFT has error in making online transfer ..

Says service not available and then debits the amount

BudhlyaD ,

Terrible app. Use the website instead.

One of the worst iOS apps I have used. It hasn’t been updated for the large screen devices, so everything looks big and wonky. The images are not retina optimized, so they’re blurry and low-res. The app isn’t optimized for iPhone X or later, so screen headings get hidden behind the notch. It keeps logging you out randomly, so you have to log in again instead of doing actual transactions. There’s many more frustrating bits about the app and it boggles my mind how can a bank like ICICI leave an app like this for the customers to use.

VikED21 ,

Horrible Quality Check/ QA job done on this app

Cannot click on ADD under Inward remittance settlement button on iPhone 11 Pro. Unbelievable that such a substandard work done by QA team who is handling this app development. I mean clearly should be fired...hire substandard people, pay them and keep reminding them to do their job properly....waste of public money as you guys are a public listed company. Have some shame guys....Useless

Developer Response ,

Dear Customer, we are sorry for your experience and your feedback is valuable to us. We would request you to please further elaborate the concerns/issue you faced in our app to We will be glad to assist you further to make your user experience better. Ensuring you the best of our services, ICICI Bank.

App Privacy

The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like