Cover takes the confusion out of shopping for insurance by connecting you with the best rates and coverage in one simple app. From cars and houses to iPhones and Air Jordans, if you can take a picture of it, we can cover it! Want to talk through it? Our insurance experts are real people standing by to help.


1. Answer a few simple questions
2. Smart camera technology helps create your quote
3. Choose a policy, and get covered


• It’s the first truly digital insurance tool, that works right from your phone
• Cover checks with all major providers to get you a great rate--up to 55% off your bill!
• Get it all done in the app, or call an agent--we’re here to help!


"About 30 mins ago they were able to find me a better insurance provider for my car, saved me $120 a month which will total to about $1,400 a year. Thank you Cover so much." - Trig A.

"Dave from Cover helped he get insurance for both vehicles on Monday. He was extremely polite and professional, keeping me informed the whole way. It was an amazing experience and thankful for his service and assistance in finding the best rate for my budget. Thank you once again" - Nicky L.


• Houses and hard drives
• Trucks and Tiaras
• Heirlooms and iPhones
• Laptops and lap dogs

If you can take a picture of it, we can cover it!

For all details pertaining to promotions and giftcards please see: Promotions FAQ

For information on our insurance licenses in each state please see

What’s New

Version 4.0.2

We've made it easier to browse different quotes in the app

See something we could improve? Fill out the feedback form in the settings section of the app. You can also email us at
Thanks for using Cover!

Ratings and Reviews

4.7 out of 5
5.9K Ratings

5.9K Ratings

2014Mommy ,

I recommend A++++

I just purchased a new vehicle and needed insurance. I have some things on my driving history and was getting what seemed like the most expensive insurance quotes out there. Some place quoted me roughly $900/mo for insurance 😂😂 My car is used by the way. Anyways, I found Cover through a budgeting group I’m in on Facebook. I was desperate on finding the best rate TODAY and I searched best insurance companies. Viola! Someone had mentioned Cover a while back on an old thread and I decided to download the app and check it out. Of course it seemed sketchy to me as it did 99% of the other people on here and I was worried it was a scam. After putting my information in and not immediately being directed to purchasing a quote I got nervous😂 I had responded to the text I got initially wondering when I would get more information, etc. Kira responded, apologized for the wait and was so patient and helpful. She got me started within an hour and even when I was waiting for my new insurance company to email my confirmation and welcome documents, she reassured me by sending me a screenshot of my payment dates and an email with some of my documents while I waited for my official stuff. I’m so excited. This went so smoothly and better than if I would’ve did it on my own. You guys are amazing! So glad I gave you guys a shot.

Amandapoopretty ,

It’s Real & Extremely Quick🙌🏾🙌🏾

I had been looking for insurance for a while and everywhere I tried gave me expensive quotes and wouldn’t work with me to get lower quotes so I began searching for other ways to resolve my insurance issue...... And BEHOLD 🙌🏾🙌🏾 I came across the Cover app..... I’m not going to lie at first I thought it wasn’t legit and that I would get all these random calls from different insurance brokers but it was completely different from any experience I’ve ever been through when it came to getting insured.... I downloaded the app put my info in and within seconds got a quote just based off of the information I’d entered into the system.... next I got a text stating the quote that I’d previously been issued and asking if I’d like a agent to contact me to get started I said yes and from that point on they handled everything for me I went from paying insurance that was 260+ to paying only 122 per month and they worked their hardest to get me the lowest quote and I’m completely satisfied with the service I received they’re friendly, patient, and get the job done extremely fast🙌🏾🙌🏾🙌🏾🙌🏾 if you’re stuck paying high insurance ditch it and download Cover I promise you won’t regret it 🤗 p.s. Mili is awesome 👏🏾

Felicia Collins ,

Best App To Find Coverages

Honestly I thought this App was a joke when I first seen it I did end up downloading the app and putting my information and then I got a text saying will have an agent get with you shortly I did text back with DO NOT CALL ME just because I thought it was one of them places where you put your info and you got all these agencies calling you back to back... we’ll let me tell you they never called me lol because I said that but did get another text with a great quote! My agent “Tommy” was outstanding he never pressured me he was there helping the whole way to get the best quote And answer any and all question that I had In terms I could understand. I got a quote that was outstanding for my husband and I We were paying over $400 a month and now $150 a month ... Now that’s what you call a OUTSTANDING SAVINGS!!! Just so everyone knows I’m not A spokes person I do not work for this company I’m just a hard-working mother looking for the best quote for my family and COVER made that possible for our family thank you Tommy are advisor for being so great and helping us find the best quote.

What are you waiting for go download in the App Store COVER !!!


Cover Financial, Inc.
103.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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