Eyowo provides simple, modern and reliable financial services to anyone with a phone number. With Eyowo, you can spend, send, receive, save and borrow money with just your phone number.

From payments to savings to credit, we believe that everyone with a phone number should have access to modern financial services, a fundamental concept known as inclusion. We notice its absence, understand its essence and are ensuring its presence.

Send Money
Send money to anyone on their phone number. You can also send money to any bank account in Nigeria.

Spend Money
Pay for your electricity, internet, and cable TV subscriptions conveniently and securely. Also, spend online with our Dollar cards.

Receive Money
Get paid instantly on any phone number in Nigeria.

Save Money
Need to put some money aside? Save cash on your own terms and watch your money grow.

Borrow Money (At zero interest rate)
Don’t run out of funds. Access money even when you have no money.

Try it now! Download the Eyowo app and join over 3,000,000 people banking on their phone number.

What’s New

Version 2.1.2

A little more polish on the app

Ratings and Reviews

4.2 out of 5
13 Ratings

13 Ratings

Iam_Chinz ,

Exceptional Application

Downloading this app is one of the best decisions I have made lately. User onboarding is so seamless and in less than a minute I was able to transfer and receive money. You guys are doing a great job! Keep it up!

smugeh ,

Wonderful UX/UI

Works as expected. Seemless and beautiful. Great job to the Eyowo team 💪🏾

kimkush77 ,

International card

When would you allow international transaction on the app

App Privacy

The developer, Eyowo Integrated Payments Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like