The Spend App gives you the ability to create a multi-currency digital wallet connected to your smart phone or web based device. We make it easy to securely buy, use, store, and spend your money as well as digital assets including Bitcoin, Ethereum, Litecoin and more.

With the sleek and simple Spend App you can:
* Securely store your USD, CAD, EUR, and 22 other fiat currencies within your Spend Wallet
* Securely store Bitcoin, Ethereum, Litecoin and more within your Spend Wallet
* Sign-up for and link the Spend Visa® card directly to your Spend Wallet for real-time spending anywhere Visa® cards are accepted
* Convert digital currencies to fiat currencies instantly at point of purchase
* Send money to friends and family within your Spend Wallet
* Exchange digital assets and currencies right in your Spend Wallet instantly
* Access analytics and information on supported cryptocurrencies

Additional features include:
- Check balance, transaction history and transaction details for all your accounts in a glance
- Send USD, CAD, EUR, Bitcoin, Ethereum, Litecoin and more around the world utilizing your Spend Wallet
- Your Digital Assets and funds are safe with our bank level security
- Enable Face ID / Touch ID to protect the app
- Remotely lock your Spend Visa® card if it is lost or stolen

If you're having issues with the app, or have some feedback, please send us an email at

What’s New

Version 3.2.4

This update includes bug fixes and performance improvements.

Ratings and Reviews

4.6 out of 5
586 Ratings

586 Ratings

xrp fan ,

more updates

I am not new or expert in crypto, i was just about ALL IN on this app. good selection of assets and i like being able to add the card.

This app can be excellent with just a few tweaks! for one on any transaction you need to have a preview transaction that shows exact cost of each transaction. or at least email it after the fact so a person can gauge how much thay are charged.

This is the big one , any crypto trader that is not a newbie will notice this one. The prices showing for each asset are not accurate, either is not refreshing often enough or your pulling from a bad source.

right now EOS on conbase & yahoo finance showing 3.60 but your app is showing 3.56

to a newbie no big deal for me buying several thousand EOS at a time that .04 is HUGE.

fix this problem and i will promote this app all over social media, hell ill even write it on my back glass on my car.

your move, excuses or action your choice

holveck_henk ,

Cannot believe Apple allows this app in the App Store!

⚠️⚠️Caution to anyone trying to use! ⚠️⚠️This company is not even a licensed financial institution in the United States. They stole over $52 from me for their virtual card. Not only that they promised me their virtual card would work with Apple Pay as there is not many other places you can use a virtual card. (Which you have to pay $25 for. 🙄) I added it to Apple Pay but every time I attempted to use it with Apple Pay it would immediately decline and when I called customer service they said, “Oh yeah, our technician said he was having problems with Apple Pay a while ago.” Provided me no solutions and when I asked them for my $25 back that I paid in order to obtain this non working virtual card, they refused. Since I wasn’t able to use the card at all, I then tried to withdraw to my bank account. After waiting for 7 days I contacted customer service again and asked where my transfer was. They then claimed that their banking transactions were “offline” whatever that means and essentially my ACH transfer was never initiated although the funds were out of my Spend account! They are a HUGE scam, and I would stay far away from them.

Mimmlez ,


First of all, if you want a Spend card, its not cheap. In addition to KYC verification, you are forced to purchase their own “Spendcoin” currency and pay an additional membership fee ($25-$50) just to receive the prepaid card in the mail.

This can run a few hundred dollars depending on what card you want.

I was fine with this because I really liked the concept of the app. I wanted higher limits on my card so I requested an upgrade to a virtual card, which cost me about $150. They sent me a physical card instead. Fine. However, the card won’t activate. So no upgrade, no virtual card or physical card and $150 down the drain.

Its been almost 2 weeks and this still hasn’t been resolved. Support has been mostly non responsive.
I tried their live chat. I asked for their support phone number, but l was told there isn’t one.
I was also told that my case will be forwarded on to someone else and I’ll hear back via email in 24-48 hrs.
I contacted support several times now, same generic response from live chat and no one has ever gotten back to me via email or otherwise.

All I want is what I paid for. Otherwise I would like my money refunded. It feels like a scam and I wonder if this is happening to other people as well.


Spend Inc.
124 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


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