Designed for banking on-the-go.

Flagstar Mobile was created so you can bank anytime, anywhere.

This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.
Download Flagstar Mobile to bank on-the-go or from the comfort of your home.

- View checking and savings account balances, activity, check images
- Transfer money to Flagstar or external accounts
- Set Debit Card Controls to block and unblock a card
-Use Zelle® to send money in minutes* to your friends and family
- Pay bills easily with Bill Pay
- Find Branches and ATMs
- Deposit checks using your mobile device**
- Get your balance instantly without logging in

Log in using the same username and password you use for Flagstar Online Banking or set up Touch ID® or Face ID®*** to make it even easier. All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


Flagstar Mobile is for use with Flagstar Bank accounts.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

*Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

**Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.

***Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

What’s New

Version 2.0

What’s new:
-New login screen makes it easier to view instance balances with a click of a button
-See all of your accounts as soon as you sign in and enjoy fast access to transfers, check deposits**, Bill pay and Zelle

Ratings and Reviews

4.6 out of 5
4.1K Ratings

4.1K Ratings

Quennee ,

Not happy

We are former Wells Fargo customers whose accounts were sold to Flagstar. The app is a pain — very limited functionality and not user friendly. Flagstar has a lot of work to do ... I need to be able to take care of bills, transfers, etc on the go and this app does not let me do that well. Super frustrating!

Update — we continue to be frustrated a year later. The app regularly fails when we are trying to pay bills and deposit checks. So maddening and there are no branches near us so this is our only option. PLEASE FIX IT!!!

i dont like negativity but ,

won’t let me look at my account activity

I know that Flag Star is trying their best but every time I try to look at my account activity the page takes forever to load just to show me a blank screen. I tried calling customer service, but that wasn’t much help either (they weren’t quite sure what to do either). This didn’t start happening until after the update:(((

Quebedeau ,

Worst bank ever

This is the worst bank. Wells Fargo was way better. When you run your debit card at some places, it will be pending in the bank account for days up to a week and then will go through randomly. I cannot wait to switch banks. I highly do not recommend this bank at all. Even the ATMs are our of service 90% of the time and even when they do work, you have to get through the 20 million questions they ask just to withdrawal or deposit money. If I could, I would give this a negative stars! It is garbage.


Flagstar Bank,FSB
23.4 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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