Crafted for banking on the go.

Flagstar Mobile was crafted so you can bank anytime, anywhere.

This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.

Download Flagstar Mobile to bank on the go or from the comfort of your home.

- View checking and savings account balances, activity, check images - Transfer money to Flagstar or external accounts - Set Debit Card Controls to block, unblock, or report a lost or stolen card - Use Zelle® to send money in minutes1 to your friends and family - Pay bills easily with Bill Pay - Find Branches, Loan Centers, and ATMs - Deposit checks using your mobile device - Get your balance instantly without logging in

Log in using the same username and password you use for Flagstar Online Banking or set up Touch ID® or Face ID®2 to make it even easier. To enroll in Online Banking, visit All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


Flagstar Mobile is for use with Flagstar Bank accounts.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

2 Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

What’s New

Version 1.1

General enhancements.

Ratings and Reviews

1.4 out of 5
96 Ratings

96 Ratings

Got_lamborghini ,

Very Unorganized and Poor Quality App

I'm a new customer to Flagstar bank and have been pleased by their customer service and their simple checking account I can use. Unfortunately though, i've been plagued by some different issues with the mobile banking system they have. The Flagstar app and website wouldn't let me login with the username/password that I created inside the bank itself! It all wasn't a big deal though, the customer service rep I called fixed it all and I am able to log in now. The app itself is very poorly designed and as many other people have said in the reviews... It's a glorified version of the website at best. But honestly the website is better than the app. 😂😂 There isn't any Touch/Face ID and many of the interfaces just overlap each other because they aren't optimized correctly. I feel like this app could be a lot better but it's up to Flagstar if they want to improve it. It's 2019 and there shouldn't be any excuse for such a poorly built application for money management. I hope this app continues to get better in the next coming months but if it doesn't then i'm definitely switching banks. Mobile banking is essential to pretty much anyone with a smartphone and bank account, and if Flagstar can't see that then they really are in a world of trouble.

2018rwl ,

Less than one

I didn’t think they could make it worse but they did. Does anyone at Flagstar use this app? They have eliminated the account summary form the home page. So when you open the app you now longer get a quick review of you balances. The new account summary has recent transactions and deposits, so the balances get lost in a sea of other information.
They still just put check numbers in the account transactions list, so if you want to know who the check was sent to you need to go to the bill pay screen and select the payment to see the check number they used. How about just put it in the transaction list? They did put a little check icon in the transaction list giving you hope that you could get a view of the check, but it does nothing.

The app doesn’t format on my iPad. One screen is too wide and information is cut off on the right edge. I can’t say what is cut off because you can’t scroll. On another screen the entire screen is squeezed into a column half an inch wide making it unusable.

They have an app for iPads but when I tried to use it I was greeted with a message that directed me to load this piece of garbage.

yassshor ,

I wish I could rate this -1

I am a former Wells Fargo customer, since the switch to Flagstar bank everything has been in complete shambles. I’ve never dealt with such an unprepared, disorganized and honestly clueless institution. I initially downloaded another flagstar banking app which directed me to this sad excuse of an app - which doesn’t even have any of the capabilities listed in the description above. It’s a slow app that freezes, kicks me out, asks me to re-verify my identity every 2-3 log-ins (basically daily since the app freezes then kicks me out). Their customer service phone number is useless since they “don’t know” why i’m experiencing these problems and have no solutions to offer me. I’m so disappointed with this bank. I do not recommend Flagstar to anyone. I will be closing my accounts and finding a new bank.


Flagstar Bank,FSB
22.7 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating
Rated 4+
©Flagstar Bank


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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