Designed for banking on-the-go.

Flagstar Mobile was created so you can bank anytime, anywhere.

This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.
Download Flagstar Mobile to bank on-the-go or from the comfort of your home.

- View checking and savings account balances, activity, check images
- Transfer money to Flagstar or external accounts
- Set Debit Card Controls to block and unblock a card
-Use Zelle® to send money in minutes* to your friends and family
- Pay bills easily with Bill Pay
- Find Branches and ATMs
- Deposit checks using your mobile device**
- Get your balance instantly without logging in

Log in using the same username and password you use for Flagstar Online Banking or set up Touch ID® or Face ID®*** to make it even easier. All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


Flagstar Mobile is for use with Flagstar Bank accounts.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

*Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

**Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.

***Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

What’s New

Version 2.0

What’s new:
-New login screen makes it easier to view instance balances with a click of a button
-See all of your accounts as soon as you sign in and enjoy fast access to transfers, check deposits**, Bill pay and Zelle

Ratings and Reviews

4.6 out of 5
8K Ratings

8K Ratings

yolkybuckle ,


Flagstar makes access To your money simple and fast, with our mobile App you can deposit a check in only a matter of moments, hassle free, funds are made available immediately. I would highly recommend this application for anyone that’s interested in keeping up with cutting edge banking technology.

Lin0 ,

Better than website

The app is the worst banking app I have ever used but it is still better than the website so I gave it a 3 star rating instead of 1.
The agreement that preceded using the app is extremely long and you have to scroll down to accept the terms before using. Crashed on my second use. But after a few years of struggling with the web site and getting messages that it is down for maintenance almost half the time, I’m grateful that this app sort of works.

Behnam🙂 ,


Forced to transition to Flagstar when WellsFargo closed its branches in the midwest in 2019. They did not have Face ID in their app back then and they did not update their app for a year after that! They brought FaceID to their app well after iPhone 11 was introduced!! And not surprisingly, they have not updated it ever since.

The app is MUCH better now compared to a year ago, but an extremely low bar! And the fact that they don’t update it is even worse. It’s like they’re not even making an effort!

I will transfer my accounts from this bank the first chance I get.

App Privacy

The developer, Flagstar Bank, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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