DCB Mobile 4+

Flagstar Bank

    • 4.8 • 1.2K Ratings
    • Free



Designed for banking on-the-go.

DCB Mobile was created so you can bank anytime, anywhere.

This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.
Download DCB Mobile to bank on-the-go or from the comfort of your home.

- View checking and savings account balances, activity, check images
- Transfer money to Desert Community Bank or external accounts
- Set Debit Card Controls to block and unblock a card
-Use Zelle® to send money in minutes* to your friends and family
- Pay bills easily with Bill Pay
- Find Branches and ATMs
- Deposit checks using your mobile device**
- Get your balance instantly without logging in

Log in using the same username and password you use for Desert Community Bank Online Banking or set up Touch ID® or Face ID®*** to make it even easier. All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


DCB Mobile is for use with Desert Community Bank accounts.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

*Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

**Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.

***Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

What’s New

Version 2.0.1 (10)

Bug fixes and improvements

Ratings and Reviews

4.8 out of 5
1.2K Ratings

1.2K Ratings

Trucker Mams ,

Best bank EVER

We’ve had our checking and savings accounts at DCB for almost 30 years. We have had such an amazing relationship with DCB that we have kept it as our bank even though we no longer live in CA. We have appreciated the consistently conscientious attitude demonstrated by DCB staff. Their willingness to go the extra mile to ensure our accounts are safe, and that our money is being used to best accomplish our goals, reflects an attitude that is becoming a rarity in today’s world.

savvyncshopper ,

Read the fine print

DCB seems like a nice enough small bank. However, it is a secondary account for me and infrequently used. As with most of us, and excuse me for assuming, but somewhere in the paperwork it must have explained “inactivity fees”. Imagine my surprise when I opened my account to make a mobile deposit to find $20 deducted due to inactivity! So because I didn’t use the account and the bank didn’t have to do anything and they still have my money, I am losing money!
To save time I did the deposit of a small check (there’s your activity for November & Happy Thanksgiving) and I will be moving the account elsewhere! Another bank will appreciate storing my money more DCB!
PS-I know it’s a Flagstar policy, not DCB!

Westcajon ,

Flagstar's long march to a functioning online banking system

It's been a long wait for Flagstar's new online banking program! I can't remember how many times I have complained to them about their site over the years and wondered if my complaints would be listened to. Now, I am ecstatic about their site. It's so easy to use and so far no glitches! Congratulations to the team that put it together! They deserve bonuses!

App Privacy

The developer, Flagstar Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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