Designed for banking on-the-go.

DCB Mobile was created so you can bank anytime, anywhere.

This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.
Download DCB Mobile to bank on-the-go or from the comfort of your home.

- View checking and savings account balances, activity, check images
- Transfer money to Desert Community Bank or external accounts
- Set Debit Card Controls to block and unblock a card
-Use Zelle® to send money in minutes* to your friends and family
- Pay bills easily with Bill Pay
- Find Branches and ATMs
- Deposit checks using your mobile device**
- Get your balance instantly without logging in

Log in using the same username and password you use for Desert Community Bank Online Banking or set up Touch ID® or Face ID®*** to make it even easier. All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


DCB Mobile is for use with Desert Community Bank accounts.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

*Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

**Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.

***Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

What’s New

Version 2.0

What’s new:
-New login screen makes it easier to view instance balances with a click of a button
-See all of your accounts as soon as you sign in and enjoy fast access to transfers, check deposits**, Bill pay and Zelle

Ratings and Reviews

4.8 out of 5
350 Ratings

350 Ratings

savvyncshopper ,

Read the fine print

DCB seems like a nice enough small bank. However, it is a secondary account for me and infrequently used. As with most of us, and excuse me for assuming, but somewhere in the paperwork it must have explained “inactivity fees”. Imagine my surprise when I opened my account to make a mobile deposit to find $20 deducted due to inactivity! So because I didn’t use the account and the bank didn’t have to do anything and they still have my money, I am losing money!
To save time I did the deposit of a small check (there’s your activity for November & Happy Thanksgiving) and I will be moving the account elsewhere! Another bank will appreciate storing my money more DCB!
PS-I know it’s a Flagstar policy, not DCB!

ladenson ,

Online Banking

I love the opportunity to deposit remotely and enjoy the ease of this feature.

However, your bill pay feature has some issues. I mistakenly put a wrong address for a vendor on bill pay and there are no instructions that allow me to delete the vendor.

honestasheck ,

Not trustworthy

Idk how this is an app to be honest I don’t trust it at all.💯💯💯💯

App Privacy

The developer, Flagstar Bank, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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