The only loan calculator you'll ever need! Easy to use, share and save data with a few taps. Pro features gives you advanced calculation methods. Basic features are FREE!

Loan2Me is a free loan calculator that provides a quick and easy way to calculate your loan payments by entering the loan amount, interest rate and term (length of the loan). Pro features gives you additional input screens and date features to easily calculate any loan value. Do you want to know how much loan you can afford? Easy, enter the monthly payment you want to make, how long you want to pay and the interest rate to calculate the loan amount. Do you want to know how a lower interest rate effects your monthly payment? Or how about shortening the term of your loan? How much will you save in interest? What if I pay more than the required monthly payment? All these answers are easily calculated with the user friendly input screens. Calculate your loan amount, Equated Monthly Installment (EMI), principal, interest, taxes and insurance (PITI) payment per month, Private Mortgage Insurance (PMI), total interest paid, total payments and more. For mortgage or vehicle loans, use the easy to fill-in input screens for down payments, trade-ins, dealer incentives, insurance, property taxes, sales tax and more. Save your loans by tapping the ellipsis (more actions) button in the input or edit screens, then select ’Save’ from the context menu (requires Pro Features). Your saved loans will automatically sync across all devices through iCloud (requires iOS 13 or later). Tap on your saved loan to view details and current progress on your loan. Customize the arrangement, rename, edit, share or delete your saved loans with a few taps. The detailed amortization schedule shows how much of your monthly payment goes towards interest and principal along with the remaining balance. Create detailed Portable Document Format (PDF) reports you can markup, save and share with just a few taps. Quickly alter the loan input values to see the effects on your payments, total interest, total payments and term. Add extra payments to see how much time and money you can save by adding a little more each month. Use the slider on the Progress Chart to visualize your loan progress over time. How much will I still owe after 5 years? See how much you actually paid and how much you still owe after a specified amount of time. Share, save or print your results with just a few taps. Is it better to take the cash back or a lower interest rate? How much will I save with a 20-year mortgage over a 30-year mortgage? A valuable tool for anyone wanting instant answers to make an informed decision on that next loan. With vehicle loans, you can also customize the sales tax calculation for your state on whether they give a tax credit for trade-in value and/or dealer incentives. Great for calculating mortgages, car loans, personal loans, boat loans, recreational vehicle (RV) loans, student loans, etc. Knowledge is power. Be an informed buyer to get the loan you want and negotiate the lowest price. Loan2Me incorporates accessibility features of VoiceOver and Dynamic Font size for user preferences. Now you can choose between five different color themes. Looks great in both light and dark modes! Detailed help screens and Frequently Asked Questions (FAQs) provides an abundance of information so you can utilize all the features available in this app. The best part is the basic features are FREE without any annoying ads! Don’t miss out on the Professional Features that are available for a one-time purchase. Add this fantastic tool to your toolbox and you’ll always be ready for that next big purchase!

What’s New

Version 3.6.1

Minor bug fixes and performance enhancements. We continuously test and improve Loan2Me to provide you with the highest quality product.

Ratings and Reviews

4.8 out of 5
3.6K Ratings

3.6K Ratings

Mitchell Street ,

No ads, free, super simple and aesthetically pleasing

I downloaded all the other free apps and they were ok but they had either ads, they only displayed in portrait mode, or you had to scroll through options to choose how many years or months. This app, on the other hand, is ad-free (so far), and it updates every time you input information. I am so grateful, thanks!

Stacy350 ,

Lacks flexibility

Maybe I’m missing something because everyone else seems to love this app. I purchased the pro version for $5.99 today. The only perk I can see is that I can save my loans. Which would be worth it except that I can’t do what I want with the app, so saving what I’m doing isn’t very valuable to me. Here is what I would like to be able to do:

Input my loan information
Add the one time extra payment I made and see how that affects my loan

What I got:
Input my loan information
Add extra payment information. The extra payment is assumed to be made monthly and there is no option to change this.

When I touch a field to edit the information is instantly deleted. So if I touch the wrong field or only want to change one number it deletes the entire thing and sometimes I can’t remember what the number was.

I’m really disappointed and wish there was a way to get my money back so I can buy something different.

doc brs ,

Great mortgage app

It allows you to quickly look at the costs/benefits of 15 vs 30 yr loans and great too to see what you have paid in principle and interest if you refinance at a certain number of years in the future.

App Privacy

The developer, Jeffrey Williams, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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