Silvur: Retirement Planner 17+

Get your Retirement Score


    • 4.4 • 677 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


** Real Simple named Silvur the Best Retirement App Winner 2021 **

Featured in Wake-Up Call with Katie Couric, Forbes, CNBC, and Patch, Silvur helps those nearing or in retirement to feel more confident about exactly how long their money will last.

Silvur is the ultimate retirement planning tool with patent-pending calculators and tools that are as simple as they are powerful. And now we’ve launched a first for the App Store: Retirement Score. With it, you’ll always know how long your money will last.

NEW! Silvur is excited to announce the launch of Retirement School. We offer 200+ lessons to help you learn how to retire with confidence. Free from “government speak”, Retirement School will show you how to get everything you’ve earned and deserve from Social Security, Medicare, and other government benefits. With all the proposed changes coming from Washington, now is the best time to learn how your plan may be impacted and how to keep it on track.

In addition to retirement planning, Silvur’s tools will guide you to get the most out of Social Security, Medicare, Cost of Living Comparisons, and your other financial decisions throughout the year. Simply share a few items about your retirement picture and Silvur takes care of the rest. From projecting your lifetime income to exclusive retirement education to providing offers from leading retailers and financial institutions that will help your money last longer, Silvur has got your back.

Silvur uses patent-pending technology to give you your free Retirement Score. With it, you’ll gain confidence as you’ll see how long your income will last and receive recommendations that will help you improve your score over time.

- Get your Free Retirement Score and Plan, and always know how long your money will last.
- Premium Social Security, Medicare, and Cost of Living calculators to further personalize your retirement decisions and see how they impact your income.
- Silvur’s Social Security calculator will show you the optimal age for either you and/or your spouse to elect benefits.
- Our healthcare tools are localized to you, and clearly show how Medicare Parts A, B, and D, Medigap insurance options, and more will impact your retirement savings and income.
- Silvur’s exclusive Retirement Cost of Living Calculator compares any two cities in the United States.

Silvur’s team of financial experts brings you over 50+ timely and essential lessons to help you demystify Social Security, Medicare, and your tax choices.

- No “government speak”. Silvur helps you get all the benefits you’ve earned and deserve. We keep the learning simple, straightforward, and presented in short, simple lessons.
- Whether you’re nearing or in retirement, lessons are tailored to your stage, work history, marriage status, widow status, and more.
- Learn top strategies to optimize your taxes, Social Security income, and healthcare options.
- Always be on top of new legislation from the Federal Government to make sure you’re receiving all available benefits.

Whether you’re shopping for home insurance, want to save on your prescriptions, or scouting for daily deals, we have the right offer for you.
- No points. No gimmicks. Just real savings.
- Get discounts and coupons from leading brands such as American Express, Instacart, TurboTax, and many more.

Have a question?
Contact us at

When you download and use Silvur, you agree to Silvur’s Terms of Use found at To learn how Silvur protects your privacy, please visit

What’s New

Version 5.3.0

This is a minor update to improve the experience and fix bugs.

Ratings and Reviews

4.4 out of 5
677 Ratings

677 Ratings

Rockcress ,


I have enjoyed this app, but I’m struggling with how to interpret the score as I don’t see how RMD fits into the future income. Technically, I should never run out of money due to lifetime retirement payments. It also does not appear to adjust for my spouse’s impact should he die before me - I’m listed as a single woman. I like the app to keep track of my net worth and impact of planned trips/projects, but only lets me add for the next year and not current year. It would be nice to be able to adjust return rates on investments. Again, this is a nice app with some significant drawbacks. I’m glad they offered 6 months free so I can see what I’m not missing.

Developer Response ,

Thank you for your thoughtful suggestions on how we could improve Silvur. Many of the projections are based on rigorous analysis of the trends in interest rates, inflation, investment rates, etc. We do that because, for many people, this is far more than they want to take on themselves. We do have a number of folks, however, like yourself Rockcress, who want more control. We're working to expose more of our algorithm to users so they can be in the driver's seat.

dndudek ,

Good tool, not great - important features missing

Does a good job giving you a basis for planning your future. Really like that you can add plans for “wish” items like travel, etc. Doesn’t appear to take taxes into account, so I’m not certain if the spending number that I entered is pretax of post-tax, which makes a massive difference. Wasn’t clearly marked. No way to control the amount of saving for your plan to direct to specific accounts. Accounts for savings as a difference between income and spending, but big flaw there is which account is it saving it to, pretax, post tax or Roth? I don’t know. And what is tax rate that they assume both now and in future? Good platform and start to the app, but have to finish it.

Developer Response ,

Thanks for your notes. All calculations are done post-tax so we're taking into account your real income. In a release coming soon, we'll go into more depth explaining how we arrive at your Retirement Score. For where you're investing your money, tap on the "Net Worth" section of your Retirement Score. Tap the "+" button and then "Add Asset Myself". Tap on "Investments", and there you can choose from Taxable, 401k, Traditional IRA, Roth IRA, Fixed Annuity or Annuity. I hope this helps and thank you for using Silvur. If you have any questions, always feel free to email us at We'll answer your email same day.

yukonly ,

Why put off when help is here?

My wife and I often talked about our future when the future is really now. Every year we said we would do plans but never did it. Time has flown buy and we heard from friends how good this was to do. A friend I worked with and not seen in years made the suggestion to me as she was impressed with this method. Often we saw on TV similar information but, this is the best by far as it is a step by step of our actual numbers. The projections are what we needed for our life.

Developer Response ,

Thank you for the kind words. We've been working hard to make the best app for Retirement in the App Store. And in 2021, much more is to come to help you plan for social security, medicare, and more. If you ever need help with anything, please don't hesitate to reach out to us at

App Privacy

The developer, Kindur, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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