Easy to Get Started:
Start today by downloading the Mvelopes budget app and add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy-to-use app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining.

Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled.

- Mvelopes Basic Monthly -$5.99/mo or $59.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support.

- Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session.

Each user can easily do upgrading or downgrading to a subscription. These plans are:
- Mvelopes Basic Monthly - No Trial - $5.99/mo
- Mvelopes Basic Yearly - No Trial - $59.99/mo
- Mvelopes Plus Monthly - No Trial - $18.99/mo
- Mvelopes Plus Yearly - No Trial - $189.99/mo

• Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period.
• Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period
• Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase
• See our Privacy Policy for more details.
• Mvelopes is an A + Rated Business with the Better Business Bureau
• Tool for Tidying Up Your Budget - Credit Karma
• Named best app for "Over Spenders" - Kiplinger's Personal Finance
• App That Makes Budgeting Fun - WiseBread
• Best Online Money Management Tool - Nasdaq
• Budget App for Recent Graduates - NerdWallet
• Right Tool for Keeping Financial Resolutions -
• App That Helps Manage Your Student Loans - SoFi
• Budget Tool for the New Year - Chicago Tribune

Get The Most Out Of Your Money
Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen.
Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN, or your Mvelopes username and password.

Mvelopes Features:
• Import your bank and credit card accounts and track your spending within Mvelopes
• Unlimited envelopes and financial institutions can be used in your account
• Use digital envelope budgeting system to organize and simplify your finances
• Easily access or adjust your budget on the go
• Categorized spending helps you make informed decisions when you shop
• Inbox-style transactions makes it easy to stay on top of your budget every day
• All-in-one accounts screen lets you view your checking, savings and credit card balances in one place
• Assign transactions to envelop categories, including splitting individual transactions into separate categories
• Complete, real-time synchronization with the Mvelopes web app.
• Money saving tips, ebooks, and videos inside the app

Terms of use and privacy -

What’s New

Version 5.24

- General Enhancement
- Bug Fixes

Ratings and Reviews

4.4 out of 5
4.1K Ratings

4.1K Ratings

Louder013 ,

It was ok for awhile

I was a customer for a few years, then got double charged my annual membership fee (which went up without my permission). Now the app doesn’t work at all for me, won’t connect and won’t download account info. I thought maybe something was wrong at my banks, but I bank with 3 different institutions and none updated. Swapped to YNAB and have never had any issues. While I had mvelopes, I consistently had issues with accounts updating, a crashing app, and a clunky web browser. My #1 issue, what caused me to switch, was the double charge for the annual fee. Reached out to customer service a bunch, no response. Out $90. Go to YNAB, you pay more, but everything works really smoothly and syncs across all platforms and users effortlessly.

UPDATE: Wes @ support helped me out. He was able to refund me both charges (apple and annual direct). Super helpful. He explained that the reason i had so much trouble previously was because I had signed up for the new BETA transition and that some of the coding kept me in an error loop. All in all, I’m pretty satisfied with the resolution that he provided. It was all i asked for, I wish it had worked the first time because i really did like the software and how (when it was working) it sync’d between my wife and I’s devices.

Developer Response ,

We're very sorry about this experience. If you were double billed, please reach out to and I'll make sure the additional charge is refunded.

theschaeffers4 ,

Used to be great now it’s not worth the time

As I read through the other reviews I was shocked how many feel the same as I do. This app used to be great and I have been using Mvelopes for over 5 years. Ever since they switched to the Mvelopes 5 it has gone completely down hill. I have to force my accounts to refresh to get transactions to load. Now my bank account has had an error for a month so I have to load transactions manually when I’m paying for them to track my accounts. I have contacted customer support many times and spent several hours on the phone trying to fix the many issues that I have had in the last year and most of the time they only correct the issue temporarily and I have to start over the next month or they say they are working on and will contact me to let me know what the problem is and they almost never do and if the do email me it’s to let me know they are working on it and then I hear nothing until I get fed up with waiting and call them back. I don’t know why this is so hard for them but I’m done. And don’t tell me to contact customer service like I see on the other reviews already been there and done that. I gave Mvelopes plenty of time to get the new versions kinks all worked out and it’s not happening. Don’t waste your time or money! I wish I could give Mvelopes zero stars.

No one in their right mind would come back to this company after seeing the lack of communication when a problem arises. It doesn’t take months to fix an issue.

Developer Response ,

Thanks for giving us the benefit of the doubt for a couple of months. We are working on the issues stated and hopefully have them finished by the time you decide to come back.

The Dancing Penguin ,

The Ultmate Budget Tool

It's funny to say this, but Mvelopes changed my life. I've tried and looked at many other apps. But they are just not the same. Mvelopes is the absolute best envelope budgeting app on the market. Not only do I use it, but it also allows my wife to have it too (same subscription and account. I read some reviews about the price - but really? It's the best investment I make with my money. The only free options out there DON'T DO what Mvelopes does (cash management) and the other apps like Mint just use your information to sell you credit cards and other stuff that creates debt. I've also tried their coaching products which I think they call the Plus and the Complete. You get a financial coach who helps you put together a plan and then you meet over the phone each month to review your budget and goals. These are a little pricier, but again, it's an investment. And in our case, the money we saved using the app, and following the plan of our coach saved us sooooooo much more. She was simply amazing to talk to and really knew her stuff. I would recommend this service for anyone who feels a little stressed, intimidated or is struggling with their finances. Overall, I'm a HUGE MVELOPES fan!

App Privacy

The developer, Finicity Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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