iPhone Screenshots


About this app

Instant Loans Online – Personal loans (literally) anything!

IDFC FIRST Bank Loans – We’re innovative, intuitive and the simplest Instant Loans App in India.

Are you in search of a reliable Online Instant Loan App? Your search ends here!

Welcome to the IDFC FIRST Bank – Loans App, a one stop solution for your loan financing needs. So, what are you waiting for? Download now!

Feel free to reach us for any problems. We also speak Hindi, Marathi, Punjabi, Gujarati, Bengali, Odia, Assamese, Kannada, Tamil, Telugu and Malayalam.


For existing loan app customers of IDFC FIRST Bank (previously known as IDFC Bank and Erstwhile Capital First), the Bank’s Loans App swiftly takes care of all your servicing needs in a hassle-free way.

Login to the IDFC FIRST Bank Loans App with your Customer ID and password and get access to:

1) Check your Loan Account Status
2) Download Statements
3) Apply for Instant Loans Online
4) Track your Loan Application
5) Easy Buy EMI Card Details
6) Raise a Service Request
7) View Latest Offers
8) Calculate your EMI
9) Pay your EMI Online
10) Option to set your loan for Auto Payment

With IDFC FIRST Bank Loans App, you can apply for the following loans online:

Personal Loan

We can help you with anything from home renovation and debt repayment to medical emergencies and expensive purchases. The IDFC FIRST Bank Personal Loan app can also get you an instant loan for business, your wedding, vacation, or for any other personal expenses.

Steps for availing an Instant Personal Loan from IDFC FIRST Bank Loans:

1) Download IDFC FIRST Bank Loans from App Store
2) Fill out basic information to get an approved loan offer in minutes
3) Choose a flexible loan amount EMI repayment plan that suits you
4) Apply remotely and upload all your documents online
5) Get the approved easy loan from IDFC FIRST Bank

Instant Personal Loan Features:

A. Loan amount: ₹20,000 to ₹40 lakhs

B. Loan Tenure: 12 months to 60 months

C. Interest: Starting from 10.49%

D. Processing Fees (appx. 3%)


1. Indian Citizen

2. Age above 23 years

3. Within serviceable location

APR Example:

For loan amount of ₹3.5 lakhs @16% reducing interest for 3 years, the EMI would amount to ₹12,566 and consolidated charges would be ₹10,500. The consolidated charges include processing fees and GST.

Self Employed Professional Loan
Don't let finance get in the way of your dreams. IDFC First Bank provides Self Employed Professional Loans so you don't have to settle for anything less than the best. Get Scorecard based instant approval with minimal documentation and fulfill your financial needs.

Features and Benefits

Loan value ranges from ₹5 lakhs to ₹75 lakhs
No security/collateral required
EMI based loans
Tenures range from 12 to 84 months
Easy top ups available

Who is Eligible?
- CAs
- Doctors
- Professionals

Easy Buy EMI Card
Enjoy no cost EMIs when buying the latest smartphones, TVs, and ACs charges.

Apply for EMI cash loans without a credit card with 0% interest low down payment with IDFC FIRST Bank Loan app.

Two-wheeler Loan
Own your very own two-wheeler without any hassle and instantly with IDFC FIRST Bank.

Home Loan
Looking to Finance your Dream Home? IDFC FIRST Bank provides funds up to 25-year terms with quick and easy loan.

Business Loan
Apply for MSME cash loan from IDFC FIRST Bank to meet your short-term working capital needs. You can also get loan for your business’ long-term needs.

Loan Against Property
IDFC FIRST Bank’s Loan against Property allows you to borrow by mortgaging your property as collateral.

Pre-owned Car Loan
Your dream of owning a car can now become a reality with IDFC FIRST Bank’s quick easy finance through the loan app.

We at IDFC FIRST Bank are committed to serve you will always strive to maintain the trust you have placed in us.

Kindly provide us feedback point out issues if any.

What’s New

Version 12.9

Enhanced Loan application process and minor bugs fixed

Ratings and Reviews

3.8 out of 5
23 Ratings

23 Ratings

kaveesh kapoor ,


Really appreciate your valuable response

Sahil2431 ,

Excellent service


kizhaka ,


Very good reply of all

App Privacy

The developer, IDFC FIRST BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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