iPhone Screenshots


IDFC mobile banking app – India’s digital bank to manage money, money transfer, UPI payments, personal loans, bill payments and more
The idea is simple: our mobile banking app will help you bring all your money into one app. You can save, invest, spend, track and earn money in a fast and secure way.
Some of our top features include:
* Link all your bank accounts across ICICI Bank, HDFC Bank, Axis Bank, SBI, NiyoX, Equitas Bank, Federal Bank, IDFC FIRST Bank, Bank of Baroda and more in one app, and track your total account balance
* Transfer money from one of your savings account to another of your savings account without leaving our app
* save money and earn high interest rates
* Transfer money instantly using BHIM UPI and QR code anytime anywhere
* Send money fast without adding beneficiary
* Bill payments without hassle
* Pay your credit card bills
* Invest in direct mutual funds from all leading AMCs such as DSP mutual funds, ICICI prudential, HDFC, Axis, Aditya Birla, Mirae, NIPPON India, PPFAS
* Open an online stock trading account with our Zerodha 3-in-1 account
* Apply for a credit card
* Recharge your mobile, DTH and metro
* Pay your postpaid bill
* Avail instant personal loan, home loan, car loan, bike loan
* Get instant loans with no documentation
* Apply for loan to buy mobile, TV, AC, fridge, washing machine and lot more
* Track your money with spend analysis enabled by our cutting edge artificial intelligence

If you are an existing IDFC FIRST Bank customer, you can get started with our mobile banking app simply by:
* downloading our mobile banking app
* login using your existing IDFC FIRST Bank user id and password

If you are planning to open a digital bank account completely paperless, you should:
* download our mobile banking app
* on the pre login page of the app, click on the 3 dots at the top right
* click on ‘Open savings account’, it is a paperless application that helps you open a digi savings account within minutes

UPI Payments app:
This new IDFC FIRST app has partnered with NPCI’s UPI team, which allows our customers to use BHIM UPI to transfer money online, pay bills, pay Credit card bill online, recharge mobile phone, invest in mutual funds, pay EMIs and a lot more, securely and fast

Our customers can also link all their bank accounts across ICICI, HDFC, Axis, SBI, NiyoX, Equitas, Federal, IDFC FIRST, Bank of Baroda and more, and keep track of all your account balances

Not only can you track all your money in one place, you can also transfer money from any of your savings account to any of your other savings account

Investment and Mutual Funds app:
Our customers can now invest across many online investment options such as:
* Commission free direct mutual funds from all leading AMCs such as DSP mutual funds, ICICI prudential, HDFC, Axis, Aditya Birla Money, Mirae, NIPPON India, PPFAS and more
* Direct Mutual Funds across equity, debt, large cap, multi cap, mid cap, low cap, hybrid and arbitrage SIP – systematic investments plan (SIP), lumpsum, or lumpsum + SIP
* Save tax by investing in tax saving ELSS mutual funds
* Buy gold online at lowest prices with IDFC FIRST mobile banking app
* Open a Zerodha 3-in-1 stock trading account and invest in the stock market
* Save your money and earn high interest returns with our fixed deposit (FD) and recurring deposit (RD) schemes in one click

Instant personal loans:
* 100% paperless instant loan application process
* Avail personal loan, car loan, bike loan, buy smartphones on EMI, TV loan, AC loan, fridge loan and more
* Lowest interest rates in India

Documents required to avail an instant personal loan:
* Aadhaar number
* Identity proof (Driving license/Voter ID/Passport/Aadhaar card/bank statements/any utility bills
* Get pre-approved personal loan online with Aadhaar card. Simply e-sign your personal loan application with your registered mobile number OTP for a fast, paperless loan application

Welcome to India’s digital bank – Download Now

What’s New

Version 1.25

* Business Banking customers can filter the transactions basis the value on approvals dashboard
* Option to enter IFSC code while adding payee
* Minor bug fixes and performance improvements for a more delightful experience

Ratings and Reviews

3.3 out of 5
13 Ratings

13 Ratings

Myself @ash ,

Well it’s improved

I give a five cos it has loads of new features which other big banks don’t offer on the apps ,,and you should cache the rewards data in the app for fast fetch. And please add a DND option

Developer Response ,

Dear Customer, we are glad to hear that you are liking our digital banking experience. Our developers are working hard to get you the best, and are happy to get a 5 star from you. We have heard and convey the same to our specialist team.

Don't forget to explore some unique features in the app like all-in-one UPI, customized offers, expense categorization, spends insights, one-click FD.

Hasibul1988 ,

App related

Very very Nice app

Developer Response ,

Dear Customer, thank you for your feedback! We work hard to ensure that you get the best experience while using our bank application. Our development team continuously ensures that each service is provided in the most easy and convenient way possible.

We look forward to offering you more via our bank app.

App Privacy

The developer, IDFC Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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