iMobile Pay by ICICI Bank 4+

ICICI Bank Ltd

Designed for iPhone

    • 4.7 • 18.7K Ratings
    • Free

iPhone Screenshots

Description

iMobile Pay is ICICI Bank’s official mobile banking application.

iMobile Pay, the most comprehensive and secure Mobile Banking application, offers over 200 banking services on your mobile.

The features of new iMobile Pay are

Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. Use your UPI PIN to do all UPI transactions.

View and transact from all your Savings accounts including Loans, PPF, iWish, Insurance, Cards, Deposits and PayLater

Check your bank balance, view & email your detailed statement and view passbook on your mobile

Transfer funds to any bank account

Transact superfast using Favorite feature. By tagging a transaction as favorite, you can quickly access and complete your transactions like mobile recharge or fund transfer

Connect directly to ICICI Bank Phone Banking Officer from your mobile phone application

Track your deliverables

Open FD – Open FDs, RDs or iWish deposits

Get personalized offers and all other offers under offer section.

Access and manage Life Insurance policies

Service At Your Convenience: Avail banking services from the comfort of your home. You can locate an ATM, stop or check status of your cheque, order a cheque book, track your service requests and more.

Manage all your credit cards like block/Unblock, change/Generate pin online, ATM and International Transactions.

Know all your spends, transactions, TAT for service requests and recommendations under Discover section.



For more details on ICICI Bank Mobile Banking visit http://www.icicibank.com/mobile-banking/index.html.

Legal Terms and conditions: http://www.icicibank.com/terms-condition/terms-and-conditions.page?

For any feedback, queries or issues pertaining to iMobile Pay application please write to mobileapps@icicibank.com

What’s New

Version 9.2

1. Now transfer money overseas hassle free using iMobile Pay app. Use Transfer Overseas facility for a simple and convenient remittance of funds outside India.
2. Paying part payment towards home loan is now completely digital and hassle free! Experience it and share feedback
3. Now customer can invest in wide range of upcoming IPOs from Demat section with just one click through iMobile Pay app
4. Now a customer can convert upto 5 credit card transaction into convenient EMIs in a click with iMobile Pay
5. Bug fixes and improvement

Ratings and Reviews

4.7 out of 5
18.7K Ratings

18.7K Ratings

Biju Balakrishnan ,

good and handy app

Good app to have to access my account. Had trouble registering the app initially on my iPhone but figured out that I have to select the option for NRI at the bottom of the activate button on the first screen. I am in the US and hence have to select that option rather than activating And sending a text message to an Indian number. I’ve been using this only for a few hours but this is helpful for me to instantly check my account and update the details in it as well. I receive the text messages and OTP messages without any interruption. I will add update the stars later after i use this app extensively

Must Exit ,

Terribly slow for everything

The app gets slower and slower with each update. Navigating to common tasks takes half a minute or longer (sometimes it just hangs) even with a very fast broadband connection. The animated spinner icon just keeps spinning. A completely native iOS app (this is not one) with faster backend servers would be good to have. Seems like ICICI Bank doesn’t get any testing done for responsiveness and performance. *Sorry, I can’t provide details over email or other channels since it seems like these problems would be quite obvious if the app is really tested.*

Update 1: Obviously, the developer response makes it clear that they don’t really read these reviews well. Please just test your app properly, and reduce the number of third party trackers in the app (I use tracker blockers to block appsflyer, app-measurement, etc.).

Update 2: What’s with the UPI transfer screens being especially slow as molasses and also failing frequently with errors and asking the customer to email them?

Developer Response ,

Dear Customer, We regret for the inconvenience caused. To assist you further we request you to kindly drop us a mail on imobileapps@icicibank.com with below details. 1. Registered Mobile Number with ICICI Bank. 2. On which page or functionality you are facing the Slowness issue. Regards, ICICI Bank.

kish dev ,

Question security

The application allows anybody who has access to the phone/app to do everything online. I suppose this liberality is very insecure. Usually any international bank in western countries makes it mandatory for the customer to visit the branch for making Fixed deposit transaction, irrespective of the technological advancements they made. Also, doing so is very favorable for the customer; there is specific monitoring on the person who made the FD transaction and tap inflow and outflow of funds. Also the banks provide credit protection, for example if passwords are compromised after your valet is lost, banks will provide up to $1000. ICICI doesn’t seem to put any such taps and puts the risk entirely on the customer which is not a reasonable thing to do. If the password is compromised, simply within minutes the thief can transfer all the amounts from FD and make an online transfer of that amount within minutes. But by this time if the flaw is not detected within one day because the customer is sick or busy there could be devastating losses.

App Privacy

The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Siri

    Get things done within this app using just your voice.

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